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Mayelana nalolu hlelo lokusebenza

Ama-MFI namabhange aqinisekisiwe kuphela (anelayisensi evela eBhange Elikhulu); izimo ezinobulungiswa zakamuva.

Uma ufuna ukufaka isicelo ngokushesha semali mboleko yemali noma imali mboleko ye-inthanethi ngaphandle kwezitifiketi nabaqinisekisi, khetha ibhange noma inkampani yezimali ezincane kukhathalogi yethu bese ugcwalisa isicelo ku-inthanethi.

Kwakho:
- 50+ MFIs lapho ungathola khona imali mboleko ye-inthanethi ngaphandle kokwenqaba; izimo ze-microloan - amanani, imigomo, amanani
- amakhredithi asebhange - - amanani, imigomo, amanani;
- wonke ama-MFIs namabhange anelayisensi yiBhange Elikhulu;
- Isilinganiso se-MFI.

Uhlu lwama-MCC kanye nama-MFC imisebenzi yawo elawulwa yiBhange Elikhulu Lenhlangano YaseRussia. Uma udinga ama-MFI aqinisekisiwe ngaphandle kokukopela, bheka ukuthi akhona yini kule rejista futhi awakhishwanga ngaphandle kuwo ngo-2021 noma ngaphambili. Ukuhlola ama-MFIs kurejista yeBhange Elikhulu LaseRussian Federation, kulula ukusebenzisa usesho. Umthombo - iwebhusayithi esemthethweni ye-Central Bank of the Russian Federation.
Ungakwazi futhi ukufunda ukubuyekezwa mayelana nama-MFIs, uqhathanise imibandela yemali mboleko / amakhredithi ezinkampani ezincane zezimali futhi ufake isicelo semalimboleko ku-inthanethi.

🔍Imibandela yokuthola imalimboleko kuma-MFIs:
- Isikhathi esincane sokukhokha imali mboleko yizinsuku ezingama-62;
- Isikhathi esiphezulu sokukhokha imali mboleko yizinsuku ezingama-365;
- Izinga eliphezulu lenzalo yonyaka, okuhlanganisa nenzalo yemalimboleko, kanye nawo wonke amanye amakhomishini nezindleko zonyaka (Annual Percentage Rate APR) ngu-32%, kanti ubuncane bungu-1%. Inzalo yonyaka yokusebenzisa Ikhredithi - min 1%, max 365%.
- Isilinganiso esincane sokusebenzisa imalimboleko ngosuku ngu-0.01%;
- Isilinganiso esiphezulu sokusebenzisa imalimboleko ngosuku ngu-1%;
- Inhlawulo yokubambezeleka: 0.1% yenani lokubambezeleka ngosuku, kodwa hhayi ngaphezu kuka-10% yenani lemalimboleko
- Amanye amakhomishini noma izimali ezikhokhwayo: akukho

Isibonelo sokubala isilinganiso senzalo:
- Inani lomzimba wemalimboleko - ama-ruble angama-20,000.
- Isikhathi semalimboleko - izinsuku eziyi-100.
- Ikhomishini yokusebenzisa imali mboleko: 0.08% ngosuku, okungukuthi ama-ruble ayi-16 ngosuku, noma ama-2.4% ngenyanga (isilinganiso sezinsuku ezingama-30), i.e. Ama-ruble angama-480 ngenyanga (isilinganiso sezinsuku ezingama-30).
- Inani eliphelele lekhomishini yezinsuku eziyi-100 lizoba ngama-ruble ayi-1600.
- Inani eliphelele okufanele libuyiselwe, kucatshangelwa inani lemalimboleko: ama-ruble angama-21,600.
- I-FLC - izindleko ezigcwele zemali mboleko (i-FLC - Izindleko Zokubolekwa Okugcwele) ngamaphesenti angama-29.2% ngonyaka.

Imiphumela yokulibaziseka ekukhokhweni kwemali mboleko:
Esimeni sokwephulwa kwemibandela yokukhokha imali ebolekiwe eku-inthanethi, inani lenhlawulo lingaba ngu-0.1% yenani eliphelele lokulibaziseka ngosuku, kodwa lingabi ngaphezu kuka-10% yenani lesamba semalimboleko.


Izidingo zababoleki:
- iminyaka engu-18 kuya ku-75;
- ipasipoti yesakhamuzi saseRussian Federation.

Uhlu lwezinhlangano zezikweletu:
I-LLC MFC "Zaymer" OGRN: 1134205019189 / Inombolo yesitifiketi 651303532004088 K
I-LLC MFC "Amadoda Emali" - Isitifiketi No. 2110177000478 sangomhla ka-10/25/2011.
I-Limited Liability Company Microfinance Company "Financial Support Center" Isitifiketi No. 2110177000840 sangomhla zingama-06 kuZibandlela 2011
Isitifiketi se-MFC Bystrodengi (LLC) Microfinance company Bystrodengi (Limited Liability Company) No. 2110573000002 sangomhla zi-8 kuJulayi 2011
I-LLC MCC "Rusinterfinance" (Ekapusta) - Isitifiketi No. 2120754001243 sangomhla zingama-22 kuNdasa wezi-2012.

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