Nebus - Budget & Calculator

Bahytdev

About this app

Nebus is a convenient app for managing personal finances, planning your budget, and calculating the total cost of a loan. With Nebus, you can estimate the full cost of a credit product, track your income and expenses, set financial goals, and gradually build your savings. All the essential tools are collected in one app to help you manage your money and make more informed financial decisions.

The total cost of credit calculator helps you estimate the actual cost of a loan based on its main parameters. Enter the loan amount, term, interest rate, and other available details to calculate estimated payments and assess the potential impact on your budget. The results are for informational purposes only and do not replace the terms of an actual agreement, so make sure to review the offer provided by the financial organization before applying.

With Nebus, you can keep track of your personal budget and record all your income and expenses. Add transactions by category, analyze your spending structure, and monitor changes in your financial situation. Regular tracking helps you understand where your money goes, identify unnecessary expenses, and plan your monthly budget more consciously.

The app also allows you to set financial goals and save money for important purchases or planned events. Choose a goal, set the target amount, and track your savings progress. This approach helps you allocate your funds, stay motivated, and gradually move closer to your goal while maintaining control over your everyday expenses.

The app includes a dedicated section with information about microcredit, microloans, their main features, and important loan parameters. These materials can help you better understand the subject and pay attention to the interest rate, repayment period, total cost of the loan, and possible additional fees. Before making a decision, carefully review the individual terms of the agreement and assess your ability to meet the repayment obligations on time.
Credit terms:
Minimum annual interest rate (min Annual Percentage Rate (APR)): 0% per annum!
Maximum annual interest rate (max Annual Percentage Rate (APR)): 35% per annum.
Minimum repayment period: ninety-one days;
Minimum repayment period: four thousand three hundred eighty days.
An example of calculating lending in a microfinance organization:
Loan amount: $250;
Duration: 3 months;
Max Loan Rate: 12%;
Interest amount (example of interest calculation): $5.1;
Total payment amount: $255.1;
Nebus is suitable for anyone who wants to organize their personal finances, track income and expenses, plan savings, and estimate potential credit costs in advance. Use the app for everyday budget management, setting financial goals, and accessing useful information about credit products and microcredit.