Займы онлайн - ModulMoney

РИС

About this app

"Online Loans - ModulMoney" is a convenient financial service where you'll find the best, verified offers on microloans and credit cards from reliable and trusted microfinance organizations and banks.

Advantages of the ModulMoney app:
1. Your first loan to your card at 0% interest, with no hidden fees or commissions.
2. 24/7 processing anywhere in the country.
3. Quick approval in 5 minutes.
4. Any amount from 1,000 to 100,000 rubles, interest rates up to 36%, up to 365 days.
When you urgently need cash before payday or have unforeseen circumstances requiring financial investment, ModulMoney will help you quickly resolve the issue. With our service, you can apply for microloans online without unnecessary hassle and delays!
Key features of the app:
Online loans to your card: install the app and choose a suitable offer from our microfinance organization partners. Submit your application and wait for the funds to be credited. Once approved, the funds will be transferred to your account online.
24/7 service: We work 24/7 and are always available. You can apply for a microloan from our partners anytime: day or night, weekdays or weekends.

Simplicity and clarity: Our service has a simple and intuitive interface. You only need to enter a minimum set of information to receive a microloan online to your card. All steps are described in detail, and our instructions will help you avoid misunderstandings.
A variety of amounts and terms: depending on your needs. You can choose the option that suits you best – our trusted partners always have a solution!

Who is our service for?
For our users who need money urgently, who don't want to borrow money or take a long time to apply for a card loan.
For clients who cannot obtain a bank loan but are considering alternative solutions.
For those who need money and don't want to waste time on lengthy bank application processes.
Those who value speed, convenience, and reliability can apply for an online loan through our service.

Interested in microloans deposited to a card?
1. Download the ModulMoney app to your smartphone.
2. Choose the best offer from an MFI and fill out a simple application.
3. Select the loan amount and term.
4. Confirm your application and wait for approval.
5. Receive money deposited to your card quickly and conveniently!

Reliability: The ModulMoney service is designed with all security standards in mind, ensuring your data is always securely protected. All partners are thoroughly vetted and included in the official register of microfinance organizations of the Central Bank of the Russian Federation, guaranteeing the transparency and legality of the services provided.

Loan terms:
Minimum repayment period: 75 days.
Maximum repayment period: up to 365 days.
The annual percentage rate (APR), including all expenses, ranges from 0% to 36%.
Daily interest rate for using funds: from 0.098%.
In the event of a late payment, a penalty is charged on the outstanding amount for each day at a rate of 20% per annum.
There are no additional fees or hidden commissions.
Data transfer to the credit bureau: In the event of a prolonged delay, the lender may transfer information to a credit bureau in accordance with the law.
Extension: The extension option, procedure, and cost are determined by the lender; accrued interest for the initial term is usually required.

Online loan: sample calculation (representative):
Parameters: 20,000 ₽, 100 days.
Interest: 0.098% per day (≈19.6 ₽ per day, which averages approximately 2.94% per month or 588 ₽ over 30 days).
Total accrued interest: 1,960 ₽.
Total repayment: ₽21,960 (₽20,000 principal + ₽1,960 interest).
Total loan cost (FLC) — 36% per annum.
Borrower requirements
Age: 18 to 65 years old.
Russian passport required.
This example is for reference only. Detailed terms, rates, and fees are available on the selected lender's page when applying for a loan.

Important: Our app does not issue online loans directly to your card; it merely posts current offers from our partners.