Zenmoney: expense tracker

In-app purchases
4.5
25.6K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Rely on numbers when making decisions:
1. Clear analysis shows where your money is being spent.
2. Statistics from previous months provide financial insights, such as how much is needed for necessary expenses, and how much you can spend on coffee, books, a trip to the movies or your next adventure.
3. Planning tools help you to understand how much of your money is available for investing or saving towards important goals.

We know that budgeting and expense tracking can be tedious and difficult. We’re here to do the hard work, so you don’t have to.

Creating a complete picture of your personal finances
Zenmoney brings together data from all of your accounts and cards to create a complete picture, then categorizes each of your transactions. You no longer need to spend time manually tracking your expenses — they update automatically, and are secured by strong encryption. Account balances and spending statistics will always be up-to-date.

Getting your expenses organized
With Zenmoney, you can see where your money is going. Spending statistics offer insight on how much you need for regular bills, and how much you can spend on coffee, books, movies and travel. Payment forecasts spotlight unnecessary or costly subscriptions and remind you about important recurring payments. Together, these features can help you to set your financial priorities and avoid expenses that are no longer needed.

Spending according to plan
Our budgeting tools allow you to plan for both scheduled expenses and for categories of monthly expenses. In the Budget section, you can see how much has already been spent in each category, and how much is left to spend. And the Safe-to-Spend widget calculates how much money is left over at the end of each month. This makes it easier to understand how much money can be saved towards important goals, invested, or kept for spontaneous expenses.

What’s more, we have a helpful bot in Telegram! He can:
— warn you if something isn’t going according to plan
— remind you about upcoming payments and subscriptions
— highlight a significant increase in spending in a specific category
— send regular updates regarding your financial status, such as comparing expenses from this month and last month
— show the difference between your income and expenses.

If you have any feedback, come join us at Telegram-chat: https://t.me/zenmoneychat_en
Updated on
Sep 13, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity, App info and performance, and Device or other IDs
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
25.3K reviews
Vadym Radovets
September 6, 2023
It's convenient that app can automatically import transactions. But one of the significant disadvantages for me is that you cannot do reversal transactions in case you paid bill in cafe for everyone and friends returned you some amount. Current approach is to use workaround with "debt" functionality but it creates a lot of complexity. It was requested by many users but in 2023 after several years I see that it is not implemented still - removed 1 star
36 people found this review helpful
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Anton Shkindzer
August 29, 2023
Nice app with a terrible support team. After some changes at the connection provider side, sync with my account stopped working, I asked the support team to help me, and they were just ignoring me for a long period. My issue is not resolved, and it's clear that the problems are not on my side. The money for the year subscription is gone, with no refund.
1 person found this review helpful
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Tonderai Matanda
July 29, 2023
Great app. Helps a lot with planning, recording, and tracking expenses. I just wish it could keep up with currency fluctuations of the Zimbabwe Dollar, but heck, that's even tough for us! Overall, a worthwhile investment for lifetime access.
1 person found this review helpful
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What's new

Plans now include a new "Income vs. Expenses" mode — you can switch to it in Plans settings. Do you want to see the net difference between your income and expenses? This is what you need! Now, you can exclude transfers between your accounts that impact your balance from income and expenses. You can choose any specific group you don't need, such as Savings, Loans and Credit Cards, or Debts.

Your ideas and questions are welcome in our chat at: https://t.me/zenmoneychat_en