Zenmoney: expense tracker

In-app purchases
4.4
23.1K reviews
500K+
Downloads
Content rating
Everyone
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About this app

Rely on numbers when making decisions:
1. Clear analysis shows where your money is being spent.
2. Statistics from previous months provide financial insights, such as how much is needed for necessary expenses, and how much you can spend on coffee, books, a trip to the movies or your next adventure.
3. Planning tools help you to understand how much of your money is available for investing or saving towards important goals.

We know that budgeting and expense tracking can be tedious and difficult. We’re here to do the hard work, so you don’t have to.

Creating a complete picture of your personal finances
Zenmoney brings together data from all of your accounts and cards to create a complete picture, then categorizes each of your transactions. You no longer need to spend time manually tracking your expenses — they update automatically, and are secured by strong encryption. Account balances and spending statistics will always be up-to-date.

Getting your expenses organized
With Zenmoney, you can see where your money is going. Spending statistics offer insight on how much you need for regular bills, and how much you can spend on coffee, books, movies and travel. Payment forecasts spotlight unnecessary or costly subscriptions and remind you about important recurring payments. Together, these features can help you to set your financial priorities and avoid expenses that are no longer needed.

Spending according to plan
Our budgeting tools allow you to plan for both scheduled expenses and for categories of monthly expenses. In the Budget section, you can see how much has already been spent in each category, and how much is left to spend. And the Safe-to-Spend widget calculates how much money is left over at the end of each month. This makes it easier to understand how much money can be saved towards important goals, invested, or kept for spontaneous expenses.

What’s more, we have a helpful bot in Telegram! He can:
— warn you if something isn’t going according to plan
— remind you about upcoming payments and subscriptions
— highlight a significant increase in spending in a specific category
— send regular updates regarding your financial status, such as comparing expenses from this month and last month
— show the difference between your income and expenses.

If you have any feedback, come join us at Telegram-chat: https://t.me/zenmoneychat_en
Updated on
Jul 21, 2022

Data safety

Developers can show information here about how their app collects and uses your data. Learn more about data safety
No information available
4.4
23.1K reviews
Shabaab Kamal
March 23, 2021
Decent looking app, but you can't import from tons of popular banks in the US ( let alone any smaller ones) so I'd have to manually enter all of my transactions. Also asks for TONS of unnecessary permissions (location, SMS, others). It's a shame because I was really excited about the Ok-to-Spend feature because very few apps offer something like it!
9 people found this review helpful
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Roman Fedoseev
June 8, 2022
Honestly, I only tried this app and it immediately fulfilled all my needs. I guess there could be a better app, sure, but it's rare to be so lucky as to find what you want on the first try, so. Great job on devs' part. Much appreciation.
8 people found this review helpful
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Sergii Grytsiuk
May 15, 2022
Nice app. I've bought one year subscription, now planning to go with lifetime. I like that it simple to work with, not overloaded user experience comparing to other apps.
9 people found this review helpful
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What's new

1. New algorithm for automatic "mapping" of planned and actual transactions.
2. Reports now take into account the historical exchange rate on the date of payment or income. For example, if the expense was on June 1 in US Dollars, and your main currency is Euro, then the US Dollar to Euro exchange rate on June 1 will be used.

If you have any feedback, come join us at Telegram-chat: https://t.me/zenmoneychat_en