APTree

Aptree LTD

About this app

APTree is a high-yield savings account, designed for your phone. Earn up to 10% APY on US dollar savings, with no bank account required, no minimum balance, and no monthly fees.

We built APTree on a simple premise: high-yield savings should be easy to open, transparent to use, and accessible without a banking relationship. Most savings accounts charge fees, require minimums, and pay interest that barely registers. APTree is the alternative.

FEATURES

Earn up to 10% APY
Your balance earns continuously. Track growth in real time across 7-day, 30-day, 90-day, and full-year views.

Save in US dollars
Top up in your local currency. Your savings sit in stable dollars and keep earning around the clock.

Open in minutes
No paperwork, no application forms, no waiting period. Sign up directly from the app.

Lock and unlock anytime
Lock your savings to earn the headline rate. Unlock instantly, with no penalty or waiting period.

Withdraw freely
Move your money back to the source you funded with, whenever you need to. No withdrawal fees, no holds.

Track performance live
See how your savings are growing in real time, with a clean performance chart and full transaction history.

GETTING STARTED

1. Download APTree
2. Top up from your local currency via Onramp
3. Start earning

APTree. A high-yield savings account, built for the phone in your pocket.

What’s new

Cleaner faster interaction surfaces