Content rating
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

With Nowo, you can save step by step for a better future. You save a little at a time, without it affecting how you live today. The app is free and your savings are covered by a deposit guarantee and the government's investor protection.


Day saver
Save a little money every day with our savings function Dagspar. You choose how much or how little your finances are able to save every day.

Salary savings
Save automatically when you get paid. Choose yourself in the app which day you want your savings to take place and how much you want to save for your pension.

Cashback when you shop
Via Nowo, you can take advantage of discounts and offers at hundreds of our partner stores, where your purchases give you cashback for your retirement savings.

Auto save
Start a monthly savings that adapts to your consumption. Connect your bank card to Nowo and save every time you shop.

Quick save
Save money for your retirement by making a direct deposit to your Nowo savings.

Do surveys
Exchange your time for money. Answer surveys in the Nowo app and be rewarded with money for your savings.

Save step by step
Taking care of your body is also taking care of your future. By reaching your daily step goal of 7,000 steps, you get a free spin on our Wheel of Fortune. In the Wheel of Fortune you can win money for your savings. The function is connected to your health app and reads how many steps you take each day.

Do you want to take your savings to a whole new level and earn money quickly for your retirement? With Nowo+, you get access to our subscription service that gives you lots of smart features and insights that can help you reach your savings goals faster.

Nowo Safety Insurance
Sometimes boring things happen in life that you can't control yourself, and then it's good to be able to feel financial security. Nowo Tryghetsförsäkring is an insurance that ensures that you can continue to save for your pension if you lose your job or become ill. With our health insurance, you take out an insurance policy of SEK 3,000, 6,000 or 9,000/month.

Nowo Global Fund
The money you save is invested in the Nowo Global Fund for the best possible return. Nowo Global Fund is a nice fund with the highest rating from Morningstar and an average annual return of 12% since inception.

As a Nowo member, you save in the Nowo Global Fund, which is managed by QQM Fund Management AB. Historically, mutual funds are a good way to grow your money. Money that you deposit in funds can both increase and decrease in value and it is not certain that you will get back all the money that you have deposited.

Get started with NOWO
Download the Nowo app completely free of charge and register.
When you join Nowo for the first time, you open an ISK via the app using BankID. The money you save is automatically transferred to your ISK.
Once you've downloaded the app, you can easily reach your savings goals and future dreams by setting up automatic savings with one of our savings methods.

This is what our users say:
"For me, it feels very important to save privately for my pension so that I can live the life I want to live as a pensioner. And now I have started saving days with the NOWO app. Then a small amount is deducted from my account every day. Nothing that I notice in my wallet, but which will grow into a nice pension the day I decide to stop working.”

"One of my favorite features of Nowo is that they offer cashback on lots of online stores. In other words, you can save money for retirement when you shop."

"With Nowo, I save a little money every day, an amount I hardly notice but which I will enjoy the day I stop working."

"With Nowo, I don't have to worry about my pension. I save small amounts all the time that grow over time in the Nowo Global Fund."

Do you have any questions about Nowo?
Email kontakt@nowo.se

Privacy policy: https://www.nowo.se/wp-content/uploads/2022/10/Integritetspolicy-Nowonomics-AB-202210.pdf
Updated on
Nov 21, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted

What's new

Vi är i ständig förbättring för att göra din Nowoupplevelse så bra som möjligt. Denna gång har vi fixat ett par mindre buggar för Android 13.