Fio Smartbanking SK

2.88K reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
Learn more
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Fio Smartbanking is smart and secure mobile banking for everyday financial management – ​​with free instant payments, card management, savings, investments and opening an account online.

Quick start without visiting a branch
Are you a Fio banka client? Just download the app and easily activate it.
Don't have an account yet? Open one directly in the app, you can do it conveniently online in just a few minutes.

The most important banking services in a few taps
• Payments with your mobile phone and watch.
• Instant payments for free.
• Payments to contact.
• QR payments and Pay me.

Overview of your finances anytime, anywhere
• Balances and account movements.
• Management of cards, their limits and security.
• Widget with the balance on your mobile home screen.
• Customizing the app to your own needs.

More than just a current account
• New card immediately.
• Savings.
• Investing.
• Loan and permitted overdraft.
• Card insurance.

Security you can rely on
The application meets the latest security standards and protects your finances when logging in and confirming transactions.

Now, during a phone call, you can verify in the application that Fio banka is really calling you. You can also safely confirm your identity to the banker during the call.

Secure communication via Fio service and the option to contact the infoline directly from the application are also available.
Modern and intuitive application for creating and managing an account from anywhere.
Updated on
Aug 28, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Location, Personal info and 6 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

2.84K reviews
Eugene Metlyaev
June 9, 2023
Ergonomics of the application could be better. But the real problem is a strange error about forbidden characters in beneficiary name. I've used only latin characters, no dashes, digits or something else and still had an error. On the website I see almost the same error but also it can make some fix (I didn't find any difference though) which allows to make a money transfer. And the last but not least - English localization is incomplete and could be better.
Did you find this helpful?
Fio banka
June 13, 2023
Hello, we are sorry to hear about the complications. Could you please write to us more via Fio service in the app (on the Dashboard on the top right), what specific details are causing the problems? We will look into it and solve the problem together. Also we will be glad if you write more about the problems with English localization. Thank you.
Darlis Gate
May 23, 2026
I have experienced excellent customer service so far with Zvolen and Levice branches. Help was provided in my preferred language with care and patience. Keep up the good work.
Did you find this helpful?
Fio banka
May 25, 2026
Hello Darlis, thank you for the wonderful feedback. We are pleased to hear that you had a good experience at our branches and that you are a satisfied client of ours.
Maroš Porubský
January 30, 2024
"Become a new client button just doesn't work" Edit : When i open the app and click on "I want to become a client" it goes to window where stands that I will need ID, passport or driving licence and i need to be citizen of SK and older than 18. I press "continue" and it gets me straight back to the first page. No error message at all. Already tried re-install app a d restart device, doesn't work.
1 person found this review helpful
Did you find this helpful?
Fio banka
February 1, 2024
Hello, thank you for the update and for your notice. This error is related to the English version of the app, we will fix it as soon as possible. Thank you for your understanding.

What’s new

Nový dizajn platobnej karty Mastercard Business World
Content rating
Everyone
Learn more

App support

About the developer
Fio banka, a.s.
apd@fio.cz
Na Florenci 2139/2 Praha 1 - Nové Město 110 00 Praha Czechia
+420 732 468 317