SnapFolio

Peter Križan

About this app

SnapFolio is a private, offline-first net worth tracker for people who want a clear picture of their finances without handing their data to a bank-aggregator service.

Instead of syncing your bank logins, SnapFolio asks you to take a simple monthly (or quarterly, or yearly) "snapshot" — one number per asset — and turns those snapshots into a beautiful timeline of your wealth. Every snapshot is locked in, immutable, and stored only on your phone.

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WHY SNAPFOLIO IS DIFFERENT
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🔒 100% OFFLINE — NO CLOUD, NO ACCOUNT
There is no signup, no email, no password, no server. Your data lives in an encrypted local database on your device. Period.

🛡️ NO BANK LOGINS
You never share credentials with a third-party aggregator. Most "net worth apps" funnel your bank password through Plaid or Yodlee — SnapFolio doesn't. Manual snapshots are the whole point.

📊 SNAPSHOTS, NOT SYNC
Choose Monthly, Quarterly, or Yearly. SnapFolio prompts you when a snapshot is due, asks you for the current value of each asset, and saves it. Every dot on your chart is a value YOU confirmed.

📈 NET WORTH OVER TIME
Watch your wealth grow on a clean line chart. See month-over-month delta. Drill into any asset's individual history.

🎯 GOALS WITH PROGRESS RINGS
Set a target ("$500K by 2027") on any asset or group, and SnapFolio shows progress, projected completion date, and how much you have left.

🗂️ FLEXIBLE GROUPS
Group assets however you want — "Retirement", "Crypto", "Real Estate", "Cash & Equivalents". One asset can live in multiple groups.

💳 DEBT TRACKING
Track mortgages, loans, and credit cards alongside your assets. Net worth is computed as assets minus debts. Auto-payoff projection included.

📥 EXPORT & IMPORT
Full data export to a portable JSON file. Optional AES-encrypted backup with a password you choose. Import on a new device or restore after a wipe.

🔐 OPTIONAL APP LOCK
Add a 4-digit PIN and biometric unlock (fingerprint / face) for an extra layer when your phone is unlocked.

🌍 MULTI-CURRENCY
Pick your base currency once. SnapFolio supports USD, EUR, GBP, CHF, CAD, AUD, JPY, CZK, PLN, and many more.

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WHAT YOU CAN TRACK
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• Checking & savings accounts
• Brokerage / taxable investment accounts
• Retirement accounts (401(k), IRA, pension)
• Crypto holdings
• Real estate (house, rental properties)
• Precious metals
• Vehicles
• Private equity / angel investments
• Anything else you'd put on a personal balance sheet

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DESIGNED FOR THE LONG GAME
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SnapFolio is built around a simple idea: the most important financial chart in your life is the one that goes up and to the right over decades. You don't need real-time stock tickers to win. You need a steady, honest record of where you stand.

Take five minutes once a month. Get a chart you'll keep for thirty years.

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PRIVACY YOU CAN VERIFY
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• No analytics
• No telemetry
• No third-party SDKs
• No advertising
• No "data partners"
• No internet permission required for core functionality

The only thing that ever leaves your device is a backup file you explicitly create and choose where to send.

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ONE-TIME PURCHASE — NO SUBSCRIPTION
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SnapFolio is a finished product, not a subscription treadmill. Buy it once, use it forever. No "premium tier" gating basic features.

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Stop logging into eight portals to add up your accounts. Stop trusting an aggregator with the keys to your financial life. Snap a number, save it, and move on.

SnapFolio. The whole picture, on your phone, only on your phone.

What’s new

Added new UI themes all in (dark/light)
Minor bug fixes
Added the option to reset the app when the user forgets their password