Decaf Wallet

Decaf Inc.

About this app

DECAF WALLET: A GLOBAL BANK, ON-CHAIN
Send, receive, invest, and cash out money globally—without borders.
Decaf Wallet is the easiest way to hold digital dollars, send money worldwide, and invest—all in one app. A crypto wallet that feels like a neobank, Decaf gives you full control of your money with no intermediaries, hidden fees, or delays. Powered by Solana & Stellar, it’s built for real-world financial freedom, offering instant transactions, gas-free transfers, and seamless fiat off-ramps in 180+ countries.
ADD FUNDS EASILY
Top up your wallet via bank transfer, cash, or crypto.
Get a US account – Receive payments from the USA with your own USD account, even if you’re not from the USA.
Social media logins—skip long sign-up processes.
SEND & WITHDRAW ANYWHERE
Send money globally and withdraw in 184 currencies via cash or bank transfer.
Transfer USDC, USDT, SOL, and XLM across Solana and Stellar in seconds.
Bank withdrawals at the lowest fees – Send money directly to SEPA, MXN, COP, BRL, ARS, USD, and more at the cheapest market rates.
Cash out with MoneyGram – Withdraw crypto in 184 currencies at 400k MoneyGram locations—no bank account required.
Gasless transactions—no need to worry about network fees.
Search by username—no complicated wallet addresses needed.
GROW YOUR MONEY
Earn yield by investing in government bonds, DeFi, and crypto.
Swap at the best rates – Convert USDC, USDT, SOL, and XLM directly on-chain using Decaf’s decentralized exchange (DEX)—no centralized exchanges needed.
Debit card coming soon – Spend your crypto anywhere with Decaf’s upcoming card.
YOU’RE IN CONTROL
100% non-custodial – You own your private keys, meaning you control your money—no one else.
Decentralized & transparent – Decaf uses Solana & Stellar for ultra-fast, low-cost transactions.
No gas fees – Decaf covers blockchain transaction fees.
Hold & spend digital dollars – Save in stablecoins (USDC, USDT) to protect against inflation, send money globally, and access funds without banking restrictions.
Built for the global economy – Serving users in Latin America, Africa, and beyond, Decaf provides an affordable, borderless financial solution.
WHO IS DECAF WALLET FOR?
Freelancers & remote workers – Get paid in USDC, USDT, and cash out easily, avoiding high fees and slow bank transfers.
Global travelers & expats – Hold digital dollars and withdraw cash worldwide—no need for a local bank account.
Crypto users & investors – Swap, hold, and manage crypto & stablecoins without relying on centralized exchanges.
Everyday users – Avoid high remittance fees and send money to family instantly with stablecoins.
Small business owners & merchants – Accept crypto payments with no chargebacks, low fees, and fast settlement.
Residents in high-inflation regions – Protect your money from devaluation by storing it in stable digital dollars.
HOW IT WORKS
Download & set up in seconds – No ID or bank required—just create a wallet and get started.
Send & receive crypto – Use USDC, USDT, SOL, XLM, and more for fast, borderless transactions.
Swap at the best rates – Convert your crypto on-chain using Solana and Stellar DEXs, without relying on centralized exchanges.
Invest & grow your money – Earn yield by investing in government bonds, DeFi protocols, and crypto assets.
Withdraw to a bank account – Send funds to SEPA, MXN, COP, BRL, ARS, USD, and more at the lowest market fees.
Cash out with MoneyGram – Withdraw digital dollars in 184 local currencies at thousands of MoneyGram locations worldwide.
Decaf Wallet is an award-winning platform, recognized for its impact in digital payments. Winner of Circle's Impact Pitch Competition at the World Bank in Washington, DC, and the Visa Everywhere Initiative, Decaf is redefining financial access for individuals and businesses worldwide.
DOWNLOAD DECAF WALLET NOW
Get started today and experience the future of financial freedom.

Ratings and reviews

This app immediately loses 3 stars because when you request the recovery phrase the app only gives you 11 out of the 12 words. The only way to get the 12th word is to copy to clip board. This is very alarming as most people are going to write down their seed phrase from what is presented on screen and what is presented on screen is missing a word!!! Which means someone that is trying to recover their wallet in the future will not be able to because they are missing that word!

Quite amazing if not even the best but when will we be able to withdraw other Cryptocurrency aside from $Sol and Usdc into our Decaf account from platform like Gibwork. Also we should be able to change password without having to go through forgotten password. Then there should be a forgotten password for the 6 digits code password

Good day the app is overall good but would love to add the feature to allow us to transfer directly from our local microfinance or wallets for example in Gambia Wave and APS. Thank you hope this feature gets added.

What’s new

We update the Decaf Wallet app as frequently as possible to make it faster and more reliable. This version includes several bug fixes and performance improvements.