DebtNote: Debt Tracker & IOU

MonDEV Studio

Contains adsIn-app purchases

About this app

Never lose track of money you've lent or borrowed again! DebtNote is the simplest, most secure offline personal debt tracker and bill splitter app. Manage all your IOUs, personal loans, and shared expenses in one intuitive money manager.
Whether you are lending money to friends, splitting bills with roommates, or tracking debt collection for a small business, DebtNote replaces messy notes with a private digital ledger.
🎯 USE CASES:
• IOU Tracker: Keep a clear record of money owed to me and money I owe.
• Bill Splitter: Easily split rent, utilities, and restaurant bills with friends.
• Loan Manager: Track personal loans between family with interest calculations.
• Business Ledger: Small business owners can track customer payments and invoices.
• Expense Tracker: A private, offline money tracker for daily shared costs.
✨ CORE FEATURES:
📊 Smart Debt Dashboard
See your financial standing at a glance. Track "lent" vs "borrowed" with a clear net balance. Use our debt manager to filter by category, person, or currency.
💰 Complete Loan & Debt Management
• Add debts quickly with contacts and custom categories.
• Record payments and track partial settlements as debts are paid off.
• Maintain a full payment history with notes and photo attachments.
• Interest Calculator: Support for simple and compound interest on loans.
• Recurring Debts: Automate tracking for regular monthly payments.
🔔 Smart Reminders & Payment Alerts
Stop the awkward conversations! Set due date reminders and receive overdue alerts so you never miss a repayment or forget to collect borrowed money.
📈 Visual Insights & Data Export
Understand your lending habits with beautiful charts. Analyze your debt cycles and export your data as PDF, CSV, or Excel summaries for easy sharing.
🔒 100% Private & Offline First
Your financial data stays on your device. DebtNote is an offline debt tracker—no internet or account required.
• App Lock: Secure your ledger with PIN or Biometrics (Fingerprint/Face Unlock).
• Local Storage: All data is safely stored on your phone, not a cloud server.
🎨 Customizable Experience
• Sleek Dark Mode and Light themes.
• Multi-currency support (150+ world currencies).
• Sync with your phonebook for quick contact selection.
Stop relying on memory or spreadsheets. Download DebtNote today—the ultimate IOU tracker and bill split app for total control of your personal finances!