Chip - Investments and savings

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About this app

Chip is the UK’s first app that enables you to invest in unique and rare physical assets, alongside investment funds and cash savings.

We use technology to break down barriers so you can build a truly diverse portfolio, with one simple place to manage your wealth.


With our Alternative Assets platform, you could own a piece of something amazing like a Ferrari, a luxury watch, a whisky barrel, or even a Picasso. We’re building the stock market of everything.

We work with expert partners to carefully curate our selection of Alternative Assets and we’re working on bringing them to you in a seamless in-app experience. Known for their ability to outperform the stock market, Alternative Assets have a demonstrable history of consistently strong returns. Investing in alternatives is a strategy that’s been employed by the ultra-wealthy for years to add diversity to their portfolios and protect their money from inflation and sudden downturns in the market. Now Chip is opening up this market to everyone.


Build a diversified investment portfolio in just a few taps.

We make it easy to put your money to work with investment funds powered by the biggest asset managers in the world, like BlackRock, Vanguard and Invesco.

These diversified funds enable you to invest in a wide range of assets all at once. You can choose between funds that are globally diversified, specialise in ethical investments and clean energy, or get in on the next big thing and invest in emerging markets. We’re always expanding this list too.


An Individual Savings Account (ISA) allows you to invest up to £20,000 every tax year, and any profits you make are protected from tax.

We offer users the chance to make more of their money with a Stocks and Shares ISA. All the funds we offer are suitable for use with a Stocks and Shares ISA.

So, no matter what your investing preferences, you can seek to build tax-free returns.If you have more than £20,000 to invest, or your annual ISA allowance is already full, you can use a General Investment Account (GIA), though this comes with no tax benefit.

We haven’t forgotten about cash and have a range of free savings accounts with competitive interest rates through our UK partner banks.


As a Chip user, you can take advantage of our unique Alternative assets offering and a wide range of investment funds. You can also make use of our unique auto-investing tech. With a few taps, you can set up an auto-investing strategy that adds money to your account periodically. So, no matter how busy life gets, you can rest safe in the knowledge that your portfolio is growing all the time.


We provide the highest level of security as standard, offering 256-bit encryption, 3D Secure and the latest Open Banking technology. All new savings accounts in Chip are eligible for FSCS protection on up to £85,000 of savings. Our award-winning UK-based customer support team is here to help 7 days a week.


Join 500,000 users seeking to build a better financial future with Chip - crowned Personal Finance App of the year 2022 at the British Bank Awards.

When investing your capital is at risk, past performance is no indication of future performance. The information communicated is generic and not specific to any particular investment. It does not constitute and should not be interpreted as either tax or financial advice. Investing in alternative assets involves risks, including illiquidity, lack of dividends and loss of capital, and it should be done only as part of a diversified portfolio. This service does not fall under P1 Investment Management Limited's authorisation by the FCA. Promotion is for pre-marketing purposes only. Service not yet available. Alternative Assets are a High Risk Investment. No FSCS protection. The value of investments can go down as well as up.
Updated on
17 Aug 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 4 others
This app may collect these data types
Personal info, Photos and videos and 3 others
Data is encrypted in transit
You can request that data be deleted