Ощад

ОЩАДБАНК

About this app

Oschadbank has launched a completely new application - Mobile Savings. Now it's a beta version that anyone can test. We want to give our customers the opportunity to use the new application to get feedback. We will regularly update Mobile Savings to make it as convenient and functional as possible.

Mobile Savings - already has almost all the services that were in the previous application. Everything is convenient, simple, fast. Over a cup of coffee or on the couch, open and replenish deposits, repay loans, transfer money, pay for utilities and other services, manage cards, accounts and customize the application for yourself. And we will gradually fill the application with new functionality.
Why a new app?
Mobile Savings - simple and clear, closer than the nearest branch, knows everything but does not give out cash. The application runs much faster than the previous one. There are really no queues and lunch breaks. Usual services in a new design.

What is the new functionality?
More than 10 new features and chips have been added to Mobile Savings:
• Login by phone number, and if the customer does not remember his login or password, just enter the phone number and easily recover the password.
• The application has become even more secure - added verification by card PIN.
• Added selection of the main product and the ability to change the order of products on the main page.
• You can copy the card number and CVV.
• Added quick recharge feature, just a few clicks.
• Detailed product information and transaction history for loans, deposits, and current accounts.
• Mobile savings are now a separate product - they are easy to open and replenish.
• Easy to control the use of limits - added visualization of costs within the set limit.
• Currency exchange is now easier - a separate section "Currency Exchange" and a currency converter have been added.
• Money transfers are even more convenient: by phone number, by card number, and when transferring to another bank's card, the logo of the receiving bank is displayed to make sure that the specified card number is correct.
• It is easier to pay for utilities - the customer's region is selected by default, and all services are now displayed by category.
• Templates and subscriptions from the previous application will be available in Mobile Savings automatically, you do not need to re-create them.

That's not all! We will regularly update Mobile Savings and add new features to make it as convenient as possible for you. Follow the releases so you don't miss anything. Install the application, get acquainted with its functionality, intuitive interface and use the services of the bank online. Meet the digital employees of the application - savers. They are cute, funny and very hardworking.

Ratings and reviews

Last month always shows "connection error has occured, please try again" on main page. It still works, but it's slow and shows errors, both on wifi and mobile data.

The worst bank I've ever used. Everything is prehistoric. It's impossible to change PIN or close account in app. Commission rates are insane. Operations that are free in other banks are expensive here. After some time of inactivity they started taking my money every month (just for fun). Due to personal circumstances I couldn't visit bank branch for years (it should have been specifically the branch you opened your account at, as of that time) so I lost over 1000 UAH. The worst experience ever!

When an account to account transfer is prepared, there is no estimated/calculated the transfer fee shown. You have to step back, calculate the fee yourself and input the transfer amount again. On top of that, Oschad is the most greedy bank in Ukraine in terms of fee: when most of banks do IBAN to IBAN transfers FREE, Oschad is charging 5 to 500 hryvnias for the job you do yourself!

What’s new

Ми продовжуємо робити додаток зручнішим і сучаснішим! У цьому оновленні:
- Дистанційне підписання документів – тепер жодних зайвих візитів у відділення. Підписуйте важливі документи просто у додатку, де б Ви не були.
- Замовлення преміальних карток – обирайте стиль та переваги преміальних карт і оформлюйте їх онлайн у кілька кліків.