кредит онлайн на карту

Ziva Yevhenii

About this app

To get a quick loan on a card, you just need to have a passport and fill out a form. There are not many questions in it; filling it out takes just a few minutes. Next, the questionnaire is reviewed by employees of the microfinance organization and they inform you of the decision by sending an SMS. Please note that to receive a loan you will not have to provide a certificate of income, nor will you have to confirm the intended use of the money after receiving it.
Conditions for obtaining a loan:
The minimum loan repayment period is 62 days;
- The maximum loan repayment period is 365 days;
- The maximum annual interest rate, including loan interest, as well as all other fees and expenses for the year (Annual Percentage Rate APR) is 32%, and the minimum is 1%. Annual interest for using the Credit - min 1%, max 32%.
- The minimum rate for using a loan per day is 0.01%;
- The maximum rate for using a loan per day is 1%;
- Late penalty: 0.1% of the overdue amount per day, but not more than 10% of the loan amount
- Other commissions or fees: none
- In case of a long delay in payment, the information will be transferred to BKI
- Extension of the loan is possible if the lender is notified in a timely manner and interest is paid for the initial loan term; there are no additional fees for extending the loan

Interest rate calculation example:
- The loan amount is 20,000 rubles.
- Loan term – 100 days.
- Commission for using the loan: 0.08% per day, that is, 16 rubles per day, or 2.4% per month (averaged for 30 days), i.e. 480 rubles per month (average for 30 days).
- The total commission amount for 100 days will be 1600 rubles.
- Total amount to be returned taking into account the loan amount: 21,600 rubles.
- PSK - the full cost of the loan (FLC - Full Loan Cost) as a percentage is 29.2% per annum.

Consequences of late loan repayment:
In case of failure to repay an online loan, the amount of the penalty may be 0.1% of the total amount of delay per day, but not more than 10% of the total loan amount.

Requirements for borrowers:
- age from 18 to 65 years;
- passport of a citizen of the Russian Federation.

Loan repayment period: from 61 to 1826 days (including extension)

Interest rate from 10% to 360% per annum



Consequences of non-payment:
The amount of the penalty is 0.10% of the overdue amount per day and no more than 10% of the loan amount.
As an example, the following banks are presented in our application:

PJSC "SOVCOMBANK" License of the Central Bank of the Russian Federation No. 963 Address: Kostroma, Tekstilshchikov Ave., 46
PJSC CB "VOSTOCHNY" License of the Central Bank of the Russian Federation No. 1460. Address: Blagoveshchensk, lane. St. Innocent 1

List of credit institutions:
PJSC "MTS-BANK". License of the Central Bank of the Russian Federation No. 2268. Address: Moscow, Andropov Avenue, 18, building 1