CredAbility - Credit Score

518 reviews
Content rating
Mature 17+
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

At CredAbility, we think your money should work for, well, you! Join our hundreds of thousands-strong crew and get your credit score and credit report. We’ll provide you with in-depth insights to help you decode the detail, understand what lenders are looking for, and see how you shape up. Compare loans, credit cards and more to find a better deal, and see how likely you are to be accepted. Got goals? From improving your score to buying new digs, there’s an Action Plan to help you smash it.

Welcome to the world beyond your credit score.

• Get your full credit report & score
• Updated every month
• Powered by Equifax
• Access on the go – whenever, wherever
• See what lenders see about you
• Monitor your accounts in one place
• Track changes in your personal dashboard
• Learn what you’re doing well
• …And what’s holding you back
• Log in in a flash with Touch ID and Face ID


• Find credit cards and loans
• Compare offers from across the market
• See how likely you are to be approved
• Find the best way to borrow for you


• As long as the details you’ve provided are spot on, you’re a shoo-in
• The interest rate you see is the rate you’ll get - guaranteed
• Your application is still subject to identity and fraud checks


• Pick a CredaBot buddy to help you
• Chat with them for personalised tips
• Create a tailored Action Plan

SIGN UP IN 1, 2, 3

1. Fill in some details about yourself
2. Answer a few security questions
3. See your credit score and smash your goals

CredAbility is a trading style of Intelligent Lending Limited. Intelligent Lending is a limited company registered in England and Wales. The company registration number is 04291279 and the registered office is at Think Park, Mosley Road, Trafford Park, M17 1FQ.

Intelligent Lending Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register No. 310069. You can check this at
Updated on
Feb 26, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 4 others
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

518 reviews
Bill from uk
December 6, 2023
Open app and get this advert for some new credit thing that doesn't fully load and you can't do anything with the app, needs fixing as been like this for months.
86 people found this review helpful
December 6, 2023
Hi Bill, thanks for your review. We've not come across this issue with our other users. Could you please reach out to us at so that we can look into this further? Thank you.
Angela Bardill
November 29, 2022
My details were past on to this app via a credit card company. All I had to do was click the button provided to finish creating an account. As soon as I started typing the first letter of "confirm password," I was told they didn't match. There was absolutely nothing wrong with the spelling. I decided to uninstall and try again. "Let's create an account from scratch" I told myself. Got as far as my address and couldn't type anything! This is the THIRD app I've tried!
311 people found this review helpful
November 30, 2022
Thank you for your feedback, although we're sorry you are experiencing difficulty setting up an account. If you would like some assistance, please feel free to contact us directly at where we shall attempt to resolve the matter.
M.O.D V1
February 26, 2024
4 star for now, simply as this is the first credit company I can at least log into. However like the rest they can't find my file, I don't seem to exist to these companies. Maybe I should take out a massive loan and disappear and then they'll find my is a joke
February 26, 2024
Thank you for taking the time to share your review. We are glad that you have been able to log-in, but we are sorry to read that we've not been able to match you with your Equifax credit file. Please feel free to reach out to us at so that we can look into this further. The CredAbility Team