Groundfloor: Invest In Homes

4.3
1.07K reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
Learn more
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About this app

Real estate investing made easy—start with just $100. Earn passive income from high‑yield, short‑term real estate loans. Get automatic diversification, weekly payouts via Flywheel Portfolio, and self‑directed LROs for full control.

PASSIVE INCOME BACKED BY REAL ESTATE
Groundfloor lets you build wealth with short‑term real estate debt—no property management required. Whether you're new to investing or a pro, enjoy transparency, low minimums, and powerful tools.

KEY FEATURES
- Invest from $10 (LROs) or $100 (Flywheel & Notes)
- Automatic diversification across loans
- Choose your own projects or let Flywheel do it for you
- Weekly payouts or fixed‑term investments
- SEC‑regulated and open to non‑accredited investors
- Over 270,000 investors and 12+ years of consistent returns
- Short terms starting at 30 days
- IRA‑compatible investing options

HOW IT WORKS
1. Download the app and sign up.
2. Select Flywheel, LROs, or Notes.
3. Fund your account and start investing.
4. Reinvest returns automatically or withdraw.

WHY GROUNDFLOOR?
- Up to 10–14% historical returns
- 5-10X higher yields than many fixed income products or REITS
- Flexible, transparent, and beginner‑friendly

Join thousands already earning passive income backed by real estate.
Updated on
Apr 14, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
1.04K reviews
Kyle Stockton
March 2, 2026
I still have a few thousand dollars invested (used to have more, but I put my money elsewhere as soon as it's available). I put it all in the auto investor account, where they choose the loans for you. Every single loan is currently invested in is either in default or extended (to try and avoid a default). So I'm currently at risk of losing several times more money than I ever made. Do yourself a favor and invest in literally anything else.
2 people found this review helpful
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Groundfloor Finance, Inc
March 10, 2026
Hi Kyle -- We’ve reached out to you via email to discuss your account in greater detail. Please respond at your earliest convenience, as we’re committed to walking you through your account, reviewing your positive historical performance, and outlining what you can expect moving forward. We look forward to connecting with you soon.
Eddie Primo
June 21, 2025
It's pushing about 3 weeks now, can't withdraw my money and reaching out to customer support is a dead end. I called once and got through, haven't had that sort of luck since. You call the number and it makes you leave a voicemail. Only means of contact is via E-mail, as if waiting days for a response is convenient. I liked this app quite a bit at one point due to the ease of "set it and forget it", informative UI & account management. Now, I want my money and to run as far away as possible.
13 people found this review helpful
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Groundfloor Finance, Inc
August 1, 2025
Hi Eddie — once an investment is made, it’s considered Money at Work and cannot be withdrawn until it’s repaid. To help you further, we invite you to schedule a convenient time with one of our Client Relationship Managers to review your account and address any questions: https://calendly.com/david-scott-groundfloor/30min
Stacy Marie
March 3, 2025
I loved it, but I have not been able to log into my account in over a week. I keep getting error messages. I've forced stopped, uninstalled and reinstalled, manually entered my login info, and used the saved biometric login all to no avail. What is the problem? I'm not even able to use the contact support option shown on the login screen as it doesn't do anything.
6 people found this review helpful
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Groundfloor Finance, Inc
August 6, 2025
Hi Stacy – We're sorry to hear you're experiencing trouble logging in; that definitely shouldn't be happening. If you still need assistance, our team is here to help. Please reach out to us at support@groundfloor.us, and a member of our team will be happy to assist you.

What’s new

- add accredited investment support