Worthy Financial

199 reviews
Content rating
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About this app

Welcome to a fairer, more human face of finance.

Worthy helps you save and grow your money — and do it in a way that better aligns with your values and lifestyle.

Proceeds from your purchase of Worthy's 5% fixed interest bonds are used to help fuel American small businesses. Imagine that — putting your money to work by supporting your fellow humans.

Here's what you can expect:

- securely connect your bank account via our Instant Account Verification process;

- purchase as many bonds as you'd like, at any time;

- set up recurring investments to put your investment on autopilot;

- activate automatic round-ups and watch your savings grow effortlessly, as you keep your spending habits;

- withdraw your funds when you need them, without penalty.

Get started on your way to higher returns!

Worthy is not a bank and investments in Worthy Bonds are not bank deposits. They are not insured by the FDIC. Investing in Worthy Bonds involves risk of loss. You should always carefully consider investments in any security and you should be comfortable with your understanding of the investment and its risks.
Updated on
Aug 19, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, App activity and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

195 reviews
Rob A
April 19, 2021
Specifically rating the app, this is more like a mobile website in their own browser. It doesn't save any login info. I do like the way it shows how many bonds you have and your interest payments and past history. Definitely needs to be rebuilt into an actual app. Also, for appx. the past 6 weeks, there have been no bonds to purchase so if you don't already have an account, or even if you do there is not much of a point to download it. Kudos to Worthy for paying attention to ratings & concerns
13 people found this review helpful
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Worthy Financial Inc
April 19, 2021
Hi there! Thanks for reaching out! Our tech team is actually in the works of redesigning our mobile app, the updated version should be live sometime this year. Regarding not having bonds to issue at this time - this is out of our control we are simply awaiting the SEC to complete qualification. We will let you know once these changes are live :)
Matt Rinker
August 21, 2020
This is a review of the app itself, not the service provided. I wish I didn't have to login (sometimes twice in a row) every other time I open the app. Would be nice if a login token was cached and refreshed for me. Also, kind of strange that the × in the top left corner logs you out. Not very initiutive UX. Again, I like the concept but the UI/UX needs a bit of work (though it is visually appealing).
18 people found this review helpful
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Worthy Financial Inc
August 27, 2020
Hi Matt! Thanks so much for the feedback! The good news is our tech team is currently re-doing the framework of our application and an updated app should be live late this year.
November 2, 2020
App experience is kind of sad. Constantly logs you out and the appearance reminds me of a stale website. Bonds can take up to 7 business days to be credited, meaning if you purchase some you can expect over a week to actually see them post due to the weekend. Everything does seem to work -- just very sluggish bonds and lack of luster in the UI. I was hoping for a better experience.
22 people found this review helpful
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Worthy Financial Inc
November 13, 2020
Hi! Our developers are currently redesigning the infrastructure of our app, these changes should be live early next year. Re:; transfer time, we did try to speed the process up at one point but it resulted in much more fraud. So we decided to stick with the 4 to 5 business day service as most people feel the 5% return is worth it!

What's new

Miscellaneous bug fixes and improvements.