Worthy Financial - Earn 7%

Worthy Financial Inc

About this app

$10 is all it takes to start. Invest in Worthy Bonds for high-yield returns, no fees, and daily compounded interest. Join over 100,000 Worthies building wealth and making a positive impact. Proceeds from your purchase of Worthy Bonds are used to help fuel American businesses, including real estate developers. Imagine that--putting your money to work while supporting your fellow humans.

What you can do with our app:

- Purchase $10 bonds earning a fixed 7% APY* without fees, penalties or minimum balances
- Compound interest earned daily
- Easily schedule purchases, and roundup your spare change to buy bonds
- Access our Investment Earnings Calculator to plan your financial future
- View your total portfolio value, bond count, and interest earned
- Receive notifications about account updates and pending transactions
- Buy gift bonds for your friends and family so everyone can earn
- Refer friends and family for a free bond

Invest in a Worthy future today. Download our app to get started!

*Rate effective until 11/12/24

*Worthy Bonds are not FDIC insured. Investing involves risk of loss. Please review the offering circular for details on the investment and associated risks.

Ratings and reviews

This is a review of the app itself, not the service provided. I wish I didn't have to login (sometimes twice in a row) every other time I open the app. Would be nice if a login token was cached and refreshed for me. Also, kind of strange that the × in the top left corner logs you out. Not very initiutive UX. Again, I like the concept but the UI/UX needs a bit of work (though it is visually appealing).

It really wasn't that bad of an app. But unfortunately, while the rest of the world moves on from the pandemic, Worthy Capital lags behind due to, if you want my opinion, lack of care to get more bonds to sell. To be honest, I don't know the complete process. All I know, is absolutely everything is making strides moving past the pandemic, while Worthy is still sitting at day one of the pandemic. You can't buy an bonds with this app anymore and it's been that way for years.

Specifically rating the app, this is more like a mobile website in their own browser. It doesn't save any login info. I do like the way it shows how many bonds you have and your interest payments and past history. Definitely needs to be rebuilt into an actual app. Also, for appx. the past 6 weeks, there have been no bonds to purchase so if you don't already have an account, or even if you do there is not much of a point to download it. Kudos to Worthy for paying attention to ratings & concerns

What's new

Miscellaneous bug fixes and improvements.