Worthy Financial

186 reviews
Content rating
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About this app

Welcome to a fairer, more human face of finance.

Worthy helps you save and grow your money — and do it in a way that better aligns with your values and lifestyle.

Proceeds from your purchase of Worthy's 5% fixed interest bonds are used to help fuel American small businesses. Imagine that — putting your money to work by supporting your fellow humans.

Here's what you can expect:

- securely connect your bank account via our Instant Account Verification process;

- purchase as many bonds as you'd like, at any time;

- set up recurring investments to put your investment on autopilot;

- activate automatic round-ups and watch your savings grow effortlessly, as you keep your spending habits;

- withdraw your funds when you need them, without penalty.

Get started on your way to higher returns!

Worthy is not a bank and investments in Worthy Bonds are not bank deposits. They are not insured by the FDIC. Investing in Worthy Bonds involves risk of loss. You should always carefully consider investments in any security and you should be comfortable with your understanding of the investment and its risks.
Updated on
Mar 18, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, App activity and 2 others
Data is encrypted in transit
You can request that data be deleted
186 reviews
November 10, 2020
I love worthy bonds, so much that I want to share it with my friends, however I don't have confidence that they'll like the app and the functionality it has. It feels like a subpar web browser, you often can't click on things (I tap interest reports 20 times and they don't come up). No option for biometrics yet. Hopefully they put a little bit of work into the application, and I will be happy to reccomend to my friends--but in 2020, having a tech-positive interface is essential.
3 people found this review helpful
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Worthy Financial Inc
November 13, 2020
Hi there! Good timing! Our tech team is currently in the works of redesigning the infrastructure of our application which will include a form of MFA. You should see this update early next year. Thanks for reaching out!
Rob A
April 19, 2021
Specifically rating the app, this is more like a mobile website in their own browser. It doesn't save any login info. I do like the way it shows how many bonds you have and your interest payments and past history. Definitely needs to be rebuilt into an actual app. Also, for appx. the past 6 weeks, there have been no bonds to purchase so if you don't already have an account, or even if you do there is not much of a point to download it. Kudos to Worthy for paying attention to ratings & concerns
9 people found this review helpful
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Worthy Financial Inc
April 19, 2021
Hi there! Thanks for reaching out! Our tech team is actually in the works of redesigning our mobile app, the updated version should be live sometime this year. Regarding not having bonds to issue at this time - this is out of our control we are simply awaiting the SEC to complete qualification. We will let you know once these changes are live :)
Matt Rinker
August 21, 2020
This is a review of the app itself, not the service provided. I wish I didn't have to login (sometimes twice in a row) every other time I open the app. Would be nice if a login token was cached and refreshed for me. Also, kind of strange that the × in the top left corner logs you out. Not very initiutive UX. Again, I like the concept but the UI/UX needs a bit of work (though it is visually appealing).
18 people found this review helpful
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Worthy Financial Inc
August 27, 2020
Hi Matt! Thanks so much for the feedback! The good news is our tech team is currently re-doing the framework of our application and an updated app should be live late this year.

What's new

Hello Worthies!
Addition of Worthy Property Bond offering.