Velyqo calculates what French taxes and the economy cost you.
Really, this month, you decide what to do next.
Without connecting your bank. Ever.
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WHAT VELYQO DOES THAT OTHERS DON'T
- Working with French taxes
Withholding tax, PER (Retirement Savings Plan) and PEA (Equity Savings Plan) limits, family quotient.
Your figures, not generalities.
- Savings translated into euros for your situation
Livret A (Savings Account), inflation, ECB rates, energy prices: Velyqo tells you
What each change means for your budget.
- A coach who doesn't speak to anyone
The Velyqo assistant runs entirely on our servers, without
any reliance on an external artificial intelligence model.
Your financial data never leaves Velyqo.
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DAILY LIFE
- Three concrete priorities each month
- Financial score across 6 dimensions
- Automatically calculated disposable income
- 30-year wealth projection
- Couple mode: household budget, allocation, shared goal
- Retirement simulator: 3 scenarios
- Borrowing capacity and debt ratio
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WHY MANUAL ENTRY?
Because no bank details are required.
And because noting an expense requires reviewing it,
automatic categorization is consulted, not controlled.
Initial setup: 5 minutes.
Then: 2 to 3 minutes per week.
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TRIAL AND SUBSCRIPTION
14-day trial. No card was requested during the trial.
Then €3.99/month or €39.99/year.
Cancel with one click, anytime.
French application, published by EK Consulting.
Terms: velyqo.com/terms
Privacy: velyqo.com/privacy
Velyqo is a budget tracking and information tool. This does not constitute investment advice.
Budgeting, taxes and savings: the French financial coach without a bank.