TNEX - Tài chính số toàn diện

17.6K reviews
Content rating
Everyone
1M+
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Content rating
Everyone
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About this app

ABOUT TNEX

TNEX was honored by The Asian Banker as Best Digital Bank Vietnam 2026 and ranked #65 in the Top 100 Digital Banks globally — making it the highest-ranked Vietnamese digital finance platform internationally.

TNEX – A comprehensive digital finance platform, proudly offering super-fast, secure 5-second loan solutions and a range of modern banking amenities to 2.6 million Vietnamese customers. Whether you need a quick loan, online loan, or a high-yield savings account, TNEX has a suitable solution.

💰 1. CASH LOAN - 5-SECOND APPROVAL
Super-fast loan approval in 5 seconds, receive money instantly
Loan limit up to 70,000,000 VND
100% online registration, only requires ID card
No registration fee, no hidden fees
Loan illustration:
You have a loan of 10,000,000 VND for 6 months, flat interest rate of 2.26%/month, so each month you will pay 1,917,983 VND
🛍️ 2. SPEND NOW, PAY LATER - READY TO SPEND IMMEDIATELY
Unlimited loan limit up to 25,000,000 VND
Interest-free period up to 35 days
Simple approval, only requires ID card
100% online spending, no physical card needed
No physical card needed No income verification required, approval with just your ID card — faster than any traditional credit card
📈 3. BUSINESS LOANS - ONE-TOUCH CAPITAL
Easily receive up to 100,000,000 VND in business loans
Fast approval via automated sales data
100% online registration, receive capital anytime, anywhere
No collateral, no hidden fees

💵 4. SAVINGS - SUPER PROFITABLE INCOME
Top interest rates up to 8.5%, flexible terms

🏦 5. FREE BANKING UTILITIES
Open an online payment account using your phone number
Smart spending tracking, automatic transaction categorization
Pay bills, transfer money, top up mobile phones… all on one app

🔒 6. ENHANCED SECURITY - PEACE OF MIND
Personal biometric authentication
Integrated Smart OTP for transaction authentication

🏆 7. GUARANTEED REPUTATION - REACHING INTERNATIONAL STANDARDS
TNEX has been honored with over 20 major and prestigious international awards, guaranteeing optimal service quality, continuous technological innovation, and superior customer experience. Especially in 2026, TNEX proudly achieved the following titles:
- Best Digital Bank in Vietnam 2026 by The Asian Banker
- Top 100 Digital Banks globally in 2026 (according to TABInsights), ranked #65 and the highest-ranked Vietnamese representative.

Download the TNEX app now to experience financial and banking products on a single platform – convenient, fast, and secure!

Contact Information:
TNEX ONE-MEMBER LIMITED LIABILITY FINANCIAL COMPANY
-Hotline:
Loan Products: 1900 6954

Banking Services: 1800 599 982
-Working Hours:
All days from Monday to Sunday (including holidays)
Morning: 7:30 AM to 6:30 PM
TNEX - 5-second unsecured loan, trusted by 2.6 million users.
Updated on
Aug 24, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info
  • This app may collect these data types
    Financial info and Health and fitness
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

17.5K reviews
Mehboob Danish
January 5, 2022
This is great app one of the best app in play store i have seen so many app in play store but this is very good version i really like it my experince is great
21 people found this review helpful
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VIETNAM MARITIME COMMERCIAL JOINT STOCK BANK
January 27, 2022
Rất cảm ơn bạn nhiều vì đã tin tưởng và sử dụng dịch vụ TNEX cung cấp ạ. Trong thời gian tới, TNEX sẽ tung ra nhiều tính năng và ưu đãi hơn nữa, rất mong nhận được sự bạn ủng hộ nhoa^^
Thanh Tran Tan
January 15, 2021
Dont use this or you will lost your money. Can withraw money if you transfer it to energy account, they use this trick to keep your money on their bank forever.
70 people found this review helpful
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VIETNAM MARITIME COMMERCIAL JOINT STOCK BANK
August 30, 2021
TNEX xin ghi nhận và chân thành cảm ơn góp ý của bạn nha. TNEX sẽ cố gắng mỗi ngày để nâng cao trải nghiệm người dùng hơn ạ.
Minh Tran
January 15, 2021
They have option for transferinf but no "Adding new receiver". Becareful!
60 people found this review helpful
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VIETNAM MARITIME COMMERCIAL JOINT STOCK BANK
August 30, 2021
TNEX xin ghi nhận và chân thành cảm ơn góp ý của bạn nha. TNEX sẽ cố gắng mỗi ngày để nâng cao trải nghiệm người dùng hơn ạ.

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