4.3
2.19K reviews
500K+
Downloads
Content rating
Everyone
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About this app

multipl: The simplest and smartest way to save 20% on spends.

Welcome to multipl, the app that revolutionises your spending and investing habits with its unique 'spendvesting' approach. Say goodbye to traditional spending methods and hello to a world where your lifestyle spending works harder for you.

What is Spendvesting?
Spendvesting is a rewarding fusion of lifestyle spending and smart investing. It allows you to plan and save for both expected and spontaneous purchases via short-term investments. This dual benefit model not only provides you with returns from your investment but also adds contributions from our partner brands.

How It Works:
1. Invest: Start with making small, recurring investments toward your spending goals, whether they're planned or unplanned.
2. Earn: Benefit doubly from up to 8% in investment returns and an additional 12% from partner brand contributions, which stack on top of existing brand discounts.
3. Enjoy: Redeem your investments through vouchers from an array of partner brands, or withdraw your funds directly into your bank account, reaping the returns.

Why Spendvest with multipl?
- Enjoy 17% more savings compared to traditional bank interest and 40% more than using credit cards.
- Outperforms all Buy Now, Pay Later and EMI options by a mile!

Key Highlights:
Partner Brands: Choose from over 70 top brands across more than 20 categories. Some of our popular partner brands include - MakeMyTrip, Myntra, Yatra, Kalyan Jewellers, Pepperfry, Livspace, Wakefit, Bluestone, Flo Mattress, Sangeetha Mobiles, Edureka, Milagrow, Pickyourtrail, Urban Ladder, Nike, Lifestyle, Westside, Huse Segaway, Garmin, Croma, Livpure and more.

Categories: Covering both one-time and annually recurring expenses, ranging from travel, gadgets, jewellery, shopping, gifting, home
improvements, weddings, insurance premiums to children's education.

Investment Asset Classes: Personalised portfolios from 1500+ direct, commission-free mutual funds or digital gold.

Risk-Adjusted Returns:
- Tailored fund selections based on your risk profile and goals.
- Zero commission, zero confusion, ensuring unbiased choices.
- Automatic portfolio rebalancing in response to market fluctuations.

SEBI Registered: multipl Wealth Management operates under stringent regulations to ensure your investments are secure and profitable.

SEBI Registration Number: INA200014681


Rewards System:
- Engage with exciting challenges, unlock levels, and win rewards including Mbits, cashback, jackpots, and exclusive brand offers.
- Refer friends and amplify your rewards.

Complete Flexibility:
- No Lock-In Period: Access your money anytime without any restrictions.
- Switch Brands Anytime: Change your linked brands as per your current needs and preferences without any hassle.

Visit Us: multipl.xyz
Support: hello@multipl.in

Join multipl today and transform how you invest and spend, making your money work as hard as you do!
Updated on
Jul 22, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
2.18K reviews
SEKHAR GORRIPATI
May 27, 2024
I gave only 4* rating for this app.Because it needs to improve performance of app in lagging issues and created goal status updates.... Idea of save now buy later is good. Coming to customer service: It is only possible to connect with them through mail.Then they will respond back.and call back to us.. Chatgpt. Assistant model gives us app working,rules etc...
16 people found this review helpful
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Inzamamur Rahaman (shael)
July 15, 2024
Don't use this application. It's customer service is very slow. And they show posters of many gift card but they have only Amazon, zomato gift that also shopping voucher. They invest your money in gold. With GST. Not recommended
3 people found this review helpful
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Multipl Fintech Solutions Private Limited
July 22, 2024
Dear User, we are extremely sorry for the inconvenience. To help you with this, we would like to know your feedback in detail. Kindly write to us at support@multipl.xyz. We will help you at the earliest.
EV Vaishnavi
July 21, 2024
Payment discrepancy. Emailed you guys 3 days ago. No follow up whatsoever. I need my first sip back. & Cancel my go before the automatic payment continues.
2 people found this review helpful
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What's new

We keep improving Multipl so that you can keep on Enjoying Life, Debt Free
This update brings
- Feature improvement
- UI improvements