4.2
1.84K reviews
500K+
Downloads
Content rating
Everyone
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About this app

Pay up to 20% less for your lifestyle spends by auto-investing - Travel, Gadgets, Smartphone, Insurance Premiums, Shopping, Anniversary Gifting, Appliances, Fitness and all other spending goals.

Multipl, a SEBI-registered app, brings to you the smartest way to plan for upcoming purchases. Invest to Spend with Multipl’s incredible model of dual benefits, i.e. gain investment returns + brand co-investments from your favourite brands on every spend.

One app, multiple benefits!

3 simple steps to maximise your benefits on every spend:

1. Make a goal. Start auto-investing.
2. Earn investment returns + Brand co-investments
3. Always win by paying lesser and earning rewards


What are brand co-investments?

When you invest for a goal, and select a relevant brand (from our list of 70+ brand partners) to later make the purchase with, that brand adds to your savings every month in the form of brand co-investments.


This brand co-investment can be redeemed in the form of a brand Gift Card or a voucher at the time of purchase. This gives you additional 5-20% savings on your brand purchases, and you end up always paying lesser for your purchases.

Some of our trusted brand partners are MakeMyTrip, Myntra, Yatra, Kalyan Jewellers, Pepperfry, Livspace, Wakefit, Bluestone, Flo Mattress, Sangeetha Mobiles, Edureka, Milagrow, Pickyourtrail, Urban Ladder, Nike, Lifestyle, Westside, Huse Segaway, Garmin, Croma, Livpure and more.

Types of Investments

Multipl provides multiple types of investment assets:

1. Personalized and Curated Commission-Free Direct Mutual Funds
2. Saving Directly With A Brand
3. Digital Gold

How Multipl ensures Risk-adjusted Returns with Automatic Personalised Investments?

- Fund selection based on your risk profile and goals
- Zero confusion. Zero commission. Zero promotion.
- Direct Mutual Funds only
- Rebalancing as per market fluctuations



We select the best investment portfolio for you from a list of 1500+ funds


Multipl Wealth Management is a SEBI Registered Investment Advisory

- We don’t take commissions from fund houses and AMCs
- We allocate direct, commission-free mutual funds
- We do not promote one fund over another
- Funds recommended by us are unbiased and after thorough market analysis

SEBI Registration Number: INA200014681

Multipl’s investment allocation framework is based on the principle of Safety, Liquidity and Returns.

What spending goals can I create on Multipl?

1. Start investing every month with a goal for your next big spend.
You can choose from a list of 100+ goals, or curate one for yourself.

One-time spends - travel, home improvements, gadgets, jewellery, bike, wedding, shopping, hobbies

Annually recurring spends - insurance premiums, children’s education, anniversary, festivals, apartment maintenance, fitness

Long-term wealth savings - retirement, emergency fund, wealth corpus, home downpayment

Stay Motivated With Exciting Rewards

- Unlock milestones, levels, and challenges and win amazing rewards
- Stay on track with your goals, pay your SIPs, and level up to earn more -rewards - Mbits, cashback, Jackpots and brand rewards
- Refer a friend, earn rewards

Multipl app is safe & secure

Complete control - Track all goals and funds performance within the app. Stop, Redeem & Withdraw your savings anytime with one-click

No data sharing - we are 100% compliant with SEBI and do not share your data with anyone without consent. We do not sell your data to anyone.

Join the Multipl Movement

Switch from saving in bank accounts, Recurring Deposits (RD) and Fixed Deposits (FD). Avoid impulsive purchases with credit cards and EMI schemes. No more Buy Now, Pay Later.

Upgrade to Invest To Spend with Multipl and enjoy more returns, more savings, and more rewards.

Join the money-smart tribe of Multipl who save more and spend responsibly.
Website: https://multipl.xyz

For any help or query, write to us on support@multipl.xyz
Updated on
Apr 17, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
1.83K reviews
Rajesh Jha
April 15, 2024
Great idea or concept. Great UI. Smooth functionality & app works like a breeze. But util customer service is not good & you are not honest to customers, app will not succeed. I started a SIP which was promoted as "first SIP is on us" But after completion of all SIPs, I found no SIP was invested by multipl. Then I emailed them (that's the only way to contact them) In reply to my emails, they replied that they called me and I haven't picked up my phone. Completely non-sense cust care.
1 person found this review helpful
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Multipl Fintech Solutions Private Limited
April 16, 2024
Hi Rajesh, we are extremely sorry for the inconvenience. There was a technical glitch since the new Financial Year due to which we couldn’t automatically process the 1st day SIP. Our support team will get in touch with you to solve this issue.
Bharathi Ramanathan
January 30, 2024
This is a great way to invest and achieve your goals as per your needs. The UI is so cool, they keep improvising it every now and then. Must appreciate the support team, very friendly and helped me with my queries over mail and call.
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Multipl Fintech Solutions Private Limited
January 30, 2024
Hey Bharathi, thank you for your encouraging words.
Vriti Singhal
December 29, 2023
This investment app is truly exceptional! The smooth UI not only enhances the user experience but also makes navigating through investment options a delight. It delivers the best returns, making it a need-of-the-hour app for anyone serious about financial growth. Without a doubt, it stands out as the best money management app, offering a perfect blend of user-friendly design and impressive returns.
9 people found this review helpful
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What's new

We keep improving Multipl so that you can keep on Enjoying Life, Debt Free
This update brings
- Feature improvement
- UI improvements