Koperasi Swadharma Jakarta

koperasi swadharma

About this app

The Swadharma Mobile Cooperative application is a special application for members, where the members consist of active employees of PT. Bank Negara Indonesia (Persero) Tbk. , BNI retirees, employees of subsidiary companies and employees of social organizations within BNI.
This application accommodates members in accessing information on savings, loans, and other Swadharma Cooperative products.
The facilities in this application are:
- Check Member savings balances (mandatory savings, principal savings, Students, and Siska.
- Check Member loan balance
- Logo goods catalog
- Information on Swadharma's cooperative business products

Loan Facility Only valid for registered members of the Swadharma Cooperative
Member Loan Facility consists of several types of loans, namely:
- Regular loans
A form of providing loan facilities to Cooperative Members who have regular income for purposes such as house renovation, down payment for the purchase of a house/lot/land, purchase of a vehicle, school children's needs, maintenance/health costs, goods or services needed “consumable” or not producing a product/service and not for business activities.
Loans with maturities of 1 to 120 months with an interest of 17% per annum.
Maximum Loan up to Rp.100,000,000, - (one hundred million rupiah) is not required to submit additional collateral.
Maximum loan above Rp.100,000,000,- up to Rp.500,000,000,- required to submit additional collateral

- Incidental Loans
Incidental Loans are loans given to Cooperative Members with clear underlyings in the form of Bonus, OPCT, OPCB, PMB, Severance Pay, Appreciation Money, Pension Benefits and Swadharma Term Savings with an interest rate of 15% per year.

Swadharma Cooperative Jakarta
Jalan Doctor Saharjo No 204 Tebet – South Jakarta 12870
Tel. [phone]
Fax [phone]
Email : [e-mail]