calm money.

trove is a private budget planner and offline expense tracker that works from the bank statements you already have. no bank login. no bank connection. no cloud. no accounts. your money data stays on your device, and the app ships without internet permission, so nothing can leave your phone.

most budget apps ask you to link your bank and pay every month. trove does neither. you import your own csv bank statement, and trove turns it into a clear picture of your month. pdf statement import is on the way.

see where your month lands
trove is a cash flow forecast for real life. it projects your end-of-month cash, shows your spending pace against your normal, and tells you your runway: how many months your money would last if income stopped. this is the month-ahead view most budget planners leave out.

find what is draining you
the built-in subscription tracker reads the recurring charges hiding in your statement, so nothing renews in the dark. you see every subscription in one list, without connecting an account to anyone.

test before you decide
the what-if simulator lets you try a big purchase, a raise, or a cut, and see the effect on your month before it happens.

everything in one quiet place
trove works as an expense tracker, a spending tracker, a money planner, and a money manager, built around the statements you already keep. it follows your savings goals and shows your net worth: everything you own and owe, in one number.

private by design
- budget without linking your bank
- works fully offline, with no internet permission
- an expense tracker that reads your own csv statements, no typing in every purchase
- no accounts, no sign-up, no cloud sync
- no ads, no analytics, no data collection
- your statements never leave the device

one-time purchase, no subscription
the core app is free. full trove is a one-time purchase of $16.99. no subscription, no renewals, no price hikes. buy it once and it is yours. trove is a no-subscription, one-time-purchase alternative to the monthly budgeting apps.

a few common questions

does trove connect to my bank? no. there is no bank login and no bank connection. you import a csv bank statement yourself.

does my data go to the cloud? no. trove is local-first personal finance. everything stays on your device.

is there a subscription? no. trove is a one-time purchase, not a monthly plan.

trove is for people who want a calm, private budget planner without the surveillance, the shame, or the monthly bill. a quiet offline budget planner that forecasts your month and respects your privacy. money, made calm.

Sable Creek Software

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