Know what a transfer really costs before you send it.

Most "zero fee" transfers aren't free. The fee is the part you can see. The exchange-rate markup is the part you can't, and it's usually the bigger one. TransferFees shows both, added up, so you're comparing what you'll actually pay.

COMPARE 12 TRANSFER SERVICES
It compares the published pricing of Wise, Remitly, Paysend, Instarem, Taptap Send, Ria, Western Union, MoneyGram, Xoom, WorldRemit, XE and OFX, ranked by total cost for the amount you're actually sending. You see the fee, the markup, and what your recipient really gets.

80 CURRENCIES, INCLUDING THE ONES PEOPLE ACTUALLY SEND
Check what a transfer costs to India, the Philippines, Mexico, Nigeria, Pakistan, Bangladesh, Vietnam, Colombia, Turkey, Morocco, Kenya, Ghana, Egypt, Indonesia, Nepal, Sri Lanka and dozens more. 80 currencies in all: USD, EUR, GBP, CAD, AUD, INR, PHP, MXN, NGN, PKR, BDT, COP, TRY, VND, MAD, KES and the rest.

P2P APP FEES, IN FULL
It also calculates the published fees of Cash App, Venmo, Zelle, PayPal, Apple Cash and Chime. Every fee each one charges, not just the free one:
• Sending, and what it costs if you fund with a card
• Instant deposit and cash-out
• ATM withdrawals
• Business and merchant rates
Each fee is named the way the app itself names it, priced for the amount you type in.

THE REAL EXCHANGE RATE
The live mid-market rate: the one before anyone's markup. That's the number worth measuring every provider against.

RATE ALERTS
Pick a pair, set a target, forget about it. The app checks in the background and tells you when your rate turns up.

BANK WIRE COSTS
What your own bank charges to wire abroad, including the intermediary fees that don't show up until the money has already gone.

WHY THE RATE MATTERS MORE THAN THE FEE
A service advertising "no fees" can still take 3-4% in the exchange rate. On $1,000 that's $30-40, usually more than the fee you just avoided. Both are shown as one total cost, so the comparison is honest.

WHAT THIS APP IS
An independent comparison tool, and nothing more. It doesn't move money, hold funds, or ask for your bank details. No account, no sign-up. It tells you what each service costs and links you to them.

HONEST ABOUT THE DATA
Every fee is checked against the provider's own published pricing and dated in the app. Rates move and providers change what they charge, so always confirm on the provider's site before you send.

AFFILIATE DISCLOSURE
TransferFees may earn a commission from some partner links, at no cost to you. It never affects the rankings. Results are ordered by total cost, and partner links are labelled where they appear.

PRIVACY
Usage analytics can be turned off in More > Privacy. The amounts you type are never collected.

TRADEMARKS
TransferFees is an independent comparison platform. It is not affiliated with, endorsed by, sponsored by, or otherwise connected to any company named in this listing or shown in the app.

Wise, Remitly, Paysend, Instarem, Taptap Send, Ria, Western Union, MoneyGram, Xoom, WorldRemit, XE, OFX, Cash App, Venmo, Zelle, PayPal, Apple Cash and Chime are trademarks of their respective owners. All company names, product names, trademarks and logos are the property of their respective owners, and are named here only to identify the services whose published pricing this app compares.

Found a fee we've got wrong? Tell us at transferfees.io

SaaSatura

Additional Information