Know where your money goes without maintaining complicated spreadsheets.

Vello turns bank messages, email notifications, voice entries, receipts, and imported files into an organized view of your finances. Track spending, follow budgets, plan savings goals, and understand what changed from one month to the next.

SMART TRANSACTION TRACKING

Bring bank SMS and email notifications into Vello. Smart recognition identifies the amount, currency, merchant, account, and transaction type.

Vello can automatically detect accounts from bank messages, clean up merchant names, suggest categories, and prepare transactions for your review. You remain in control and can confirm or correct imported information.

DESIGNED FOR MENA

Vello is built for people managing money across the Middle East and North Africa.

• English, Arabic, and French
• Full Arabic right-to-left support
• Regional currencies and bank-message formats
• Multiple accounts, cards, wallets, and cash
• Currency-aware reporting
• Family-support tracking

UNDERSTAND YOUR SPENDING

Explore your transaction history and search by merchant, category, account, date, amount, source, or currency.

Vello helps you understand:

• Spending by category
• Top merchants
• Income versus expenses
• Monthly trends
• Daily cash flow
• Unusual transaction amounts
• Possible duplicate charges
• Merchant price increases
• Recurring expenses

BUDGETS, GOALS, DEBTS AND INSTALLMENTS

Create category budgets and follow your progress throughout the month. Vello shows how much you have spent, what remains, and whether your spending pace is on track.

Set savings goals, record contributions, and see the monthly amount needed to reach each target.

Track money you owe, money owed to you, installment schedules, due dates, and completed payments.

FAMILY-SUPPORT PLANNING

Record financial support sent to parents and relatives, set monthly amounts, schedule reminders, and see how much has been sent during the month.

ASK VELLO

Use the Vello financial assistant to ask natural-language questions about your own records:

• “How much did I spend on food?”
• “What were my biggest expenses?”
• “Am I on track with my budget?”
• “Show me coffee purchases from last month.”

The assistant can also prepare transaction drafts from natural language. Nothing is added until you confirm it.

PRIVACY AND CONTROL

Vello never needs your online banking password. Sensitive message data is encrypted, and the app includes biometric access, data export, account reset, and account deletion controls.

VELLO PREMIUM

Optional Premium features include additional AI recognition, advanced financial insights, natural-language search, receipt scanning, file imports, expanded family-support planning, and additional savings goals.

Feature availability may vary by device, bank, country, language, and permissions. Vello is a personal finance tracking tool and does not provide banking, investment, tax, or legal advice.

MENTECH

Additional Information