PITI Calculator

View full mortgage payment easily!

Principal, Interest, Taxes & Insurance

Compare purchase prices!
Compare money down amounts!
Compare biweekly vs monthly.
Includes PMI if applicable.

Amortization schedule that amazes..

All of your data at your fingertips.
Scroll to view the increase toward principal over time.

Amortization schedule shows principal & interest percentage changes per mortgage payment over the life of the home loan.

The taxes & insurance are added on as well.
These can be adjusted to specific amounts.
But the default field values are fine.

Fields available include:
purchase value
equity/money down (% or $)
rate
term length
taxes
insurance
PMI

You'll be putting in an offer in no time!

Consider paying taxes & insurance separately.
Paying at the end of the year in one time annual lump sums.

You'll have more cash flow during the year for investments or anything else.

This can be a savvy move.
Keep it in mind.

Or pay them included in the standard monthly (like most).
Whichever you choose. It's your choice.

PITI Calculator by rad realty can price out your scenario with ease.
View your amortization schedule for a clear picture.

Saving w/ a Shorter Term

Is a 30 yr term the best fit?
Price out a term length of 20, 15 or 10 years.

This saves you money on interest, but adds to your monthly overhead.

Saving w/ Biweekly

Save time & money by paying biweekly.
Pretty cool to see how much.

Pay biweekly to decrease the money paid considerably.
It is a reasonably attainable strategy to save money.

Less money & less time.
Pay biweekly & that 30 year loan is paid off in 27 years.
Can I get a heck yeah?!

The biweekly mortgage payment works by sending half every 2 weeks.
Instead of the full amount once per month.

Why does this help?
52 weeks in the year ÷ 2 = 26 times paid of 1/2 monthly amount
26 ÷ 2 = 13 full mortgage payments per year
Instead of the normal 12.

Compounded over the years the impact made is substantial.

For tablets or phones

Optimized for both landscape & portrait mode.

Use our PITI calculator to grab hold of your situation!

Explore your options.
Build your future.
Use a helpful tool to get you there!

Less than 20% money down?

Using FHA (3.5%) is very common.
Also, simply starting with 5%, 10% or 15% is common.

Keep in mind PMI is shown when LTV is greater than 80%.
Number of months needed to pay is shown as well.

Perfect for anyone looking to price out an FHA loan & know the full picture.

If in a PMI situation you can have your property value re-assessed by most banks once you feel it has gone up.

This will remove the PMI.
No need to refinance.
Sweet!

Our app is a simple tool that can act as a personal qualifier so you know where you stand.

Change rates to see the impact on your total amount due.

Easy!
Become a mortgage payment pro!

A PITI calculator with an easy to read amortization schedule is a must for home buyers.

After browsing listings for a bit it's time to hire an agent to look after your side of things. Often, they'll bring up issues you’d likely never notice.

Consider the friendly folks at Rad Realty.
Their phone number is in the app or call:
(888) 440-4RAD

Take Your Time over Finance

The lender will evaluate five factors:
1. credit score
2. income
3. assets
4. loan amount
5. purchase price

Get a pre-approval in writing before taking your house hunting journey too far.

Putting you in a stronger negotiating position to offer a speedy purchase is helpful.

Use our PITI calculator to view the difference in interest that is paid over the life of the loan.

As well as the principal that is paid down over time.

rad realty

Additional Information