EPF/ETF Calculator - Your Complete Retirement Planning Tool
Take control of your financial future with the EPF/ETF Calculator, the essential app for every employee in Sri Lanka. Whether you're just starting your career or planning for retirement, our easy-to-use calculator helps you understand and project your Employees' Provident Fund (EPF) and Employees' Trust Fund (ETF) contributions.
Why Use EPF/ETF Calculator?
Understanding your retirement savings shouldn't be complicated. Our app provides instant, accurate calculations of your provident fund contributions, helping you make informed decisions about your financial future. See exactly how much you and your employer are contributing each month, and project your retirement fund balance years into advance.
Key Features:
📊 Accurate Calculations

Calculate EPF contributions (12% employee + 12% employer)
Calculate ETF contributions (3% employer)
Based on current Sri Lankan regulations
Instant results with detailed breakdowns

💰 Retirement Projections

Project your fund balance at retirement
Factor in compound interest growth
Visualize your savings over time
Plan for different salary scenarios

📈 Contribution Breakdown

Monthly contribution details
Annual savings summary
Total employer vs employee contributions
Interest accumulation over time

🎯 Simple & Intuitive

Clean, user-friendly interface
No complicated forms or registration
Quick calculations in seconds
Easy to understand results

Who Is This For?

Employees in the private sector wanting to track their EPF/ETF
Young professionals planning their financial future
Anyone curious about their retirement fund growth
HR professionals calculating employee benefits
Financial planners advising clients

Understanding EPF & ETF:
The Employees' Provident Fund (EPF) is a mandatory retirement savings scheme in Sri Lanka where both employees and employers contribute 12% of the basic salary each month. The Employees' Trust Fund (ETF) requires an additional 3% contribution from employers. These funds accumulate with interest over your working years, providing financial security for your retirement.
Why Track Your Contributions?
Many employees don't realize how much their provident fund can grow over time. By regularly checking your projections, you can:

Stay motivated to maintain steady employment
Understand the impact of salary increases
Plan major life decisions with confidence
Set realistic retirement goals
Ensure your contributions are being made correctly

Privacy & Security:
Your financial information is private. Our calculator works entirely on your device with no data collection or storage. Your salary details and calculations remain completely confidential.
Plan Smart, Retire Confident
Start planning your retirement today. Download the EPF/ETF Calculator and take the first step toward financial security. Whether you're calculating your current contributions or projecting decades into the future, our app makes retirement planning simple and accessible for everyone.
Perfect For Sri Lankan Employees
Designed specifically for the Sri Lankan workforce, our calculator follows local regulations and provides accurate projections based on current EPF and ETF rules.
Download now and start planning your financial future!

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Additional Information