Eva is a money buddy that keeps everything on your phone. No account, no ads and no analytics. Your records never leave your phone unless you choose to share them.

Know where you stand
- Home shows net worth, cash, debt, budget, tax position and a 90-day cash forecast.
- Record transactions in seconds, split them across categories, and tag them by purpose.
- Import bank statements in OFX, QFX, QIF or CSV, with duplicates flagged before anything lands.

Give every dollar a job
- Envelope pots with weekly, fortnightly or monthly cycles, rollover and 'Fill my pots'.
- Category budgets, multiple budget versions and budget-versus-actual tracking.
- Bills and income on a schedule, reviewed before they post, with reminders the day before.
- A Money Calendar of recorded and scheduled movements, tax deadlines and àjọ dates.

Plan ahead
- Savings goals, a debt planner (avalanche or snowball), credit utilisation and a lifetime super projection.
- What-if scenarios, loan, savings and retirement calculators.
- Portfolio holdings with parcels, allocation targets, rebalancing and a capital gains estimator.

Tax, done carefully
- Australian estimates at the legislated rates for 2025–26 to 2027–28, including the Medicare levy and study loan repayments, with editable rate tables.
- Deduction flags that move from potential to confirmed, a deduction finder, myTax label mapping and an accountant pack.
- Tax centres for Thailand (PND 91), Germany, the Netherlands, Indonesia and India, plus records packs for many more countries.
- Estimates are indicative and clearly labelled. Eva never files a return.

Share what you choose
- Households for couples, families and housemates: shared expenses, pots and savings, fair splits and settle up.
- Only what you add to the household is shared; your own records stay private.

More
- Receipts and slips: share a banking slip or paste receipt text, and Eva reads the amount, date and payee on the device.
- Home inventory with photos and an insurance claim pack.
- A private money-confidence check-in and money journal.
- Àjọ (contribution and thrift) tracking.
- English interface, with German, Dutch and Yorùbá partly translated and early Arabic, Chinese, French, Russian and Spanish translations. Untranslated text shows in English, and right-to-left layouts are supported.
- Fingerprint or face lock, and backups you control.

Eva provides general information, not financial or tax advice.

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Additional Information