Hyperbeat: Trade, Spend & Save

Hyperbeat is the money app that puts you in control. Trade 24/7 markets, spend anywhere with a Visa card, and grow your savings automatically — all from one beautifully simple app. No bank branch, no paperwork, no hidden fees.

Trade and Spend From One Balance
Trade stocks, gold, and crypto — all from a single balance. Buy and sell everything from Bitcoin and Ethereum to equities and commodities with live charts and real-time prices, then spend your gains straight from your card. No cashing out, no transfers between apps, no waiting days for a withdrawal. Your trading balance and your spending money are finally the same money.

A Visa Card That Works Everywhere
Pay at any merchant worldwide, online or in store. Choose how you spend, set your own spending limit, and freeze or unfreeze your card instantly if it goes missing. Every purchase earns you cashback — and the more you use it, the more you earn.

Savings That Work While You Sleep
Turn your idle balance into a savings balance that grows automatically. No lock-ups, no minimums, no waiting — withdraw any time, instantly.

Your Money, Actually Yours
Unlike a bank, no one else holds your funds. Your account is secured by a passkey — the same technology that protects your Apple ID. No passwords to forget, no 12-word phrases to write down, nothing to lose. Only you can access your money.

See Where Every Dollar Goes
Track your spending by category — groceries, dining, transport, entertainment and more. See your top merchants, cashback earned, and trends over 7, 30, or 90 days, all in clear, interactive charts.

Everything in One Place
Your card, trades, savings, and full portfolio on one dashboard. Watch your balance grow over time and see exactly where your money is at a glance.

Get Started in Minutes
Verify your identity in under 5 minutes and unlock your card and full account features. Top up from an existing wallet or transfer in from over 15 supported assets — including USDC, ETH, BTC, and more.

Download Hyperbeat — trade it, spend it, grow it.

Hyperbeat Pay

Additional Information