FinLad keeps track of your money and your property in one app. Not only "what
did I spend", but "what do I own": accounts, budgets, utility bills,
investments, property and cars add up to a single picture of your net worth.

WHAT IS INSIDE
• Income and expenses with categories, rules and search
• Monthly budgets by category, with overspend warnings
• Utility services: meter readings, charges and payments
• Assets and liabilities: property, cars, deposits, investments — and net worth
• Several currencies, with NBU rates and conversion to your base currency
• Backup and restore, export to CSV and JSON
• FinLad in a browser on your computer — app.finlad.site, the same ledger on a
big screen (Plus)
• Financial profiles and family access: work and personal money apart, and chosen accounts shared with the people you live with (Plus)

AI THAT DOES THE BORING PART
• Receipt scanning: a photo becomes an expense with date, amount and merchant
• Where a receipt carries a fiscal QR code, the data is read from it — instantly
and with no network
• Auto-categorization: the app works out an unfamiliar merchant once, then files
their expenses on the device itself
• Statement import from Ukrainian banks — CSV, XLSX

IT WORKS OFFLINE ONCE YOU ARE SIGNED IN
The network is needed once, to sign in. After that your records live on the
device and are available offline. Sync between devices belongs to the paid
tiers; without it the app is fully usable on one device.

PRIVACY
• One-tap sign-up — no address, no name, no phone number
• No ad trackers, and nothing sold
• Amounts, balances, budgets and the names you give them are encrypted on your
own phone before they ever leave for the server — nobody there can read them
• Receipt and meter photos are encrypted the same way, under your account key
• One recovery code opens both the account and the figures; a second device gets
the key from the first, by approval or by QR
• Delete your account and all data in settings, or at
finlad.site/delete-account

TIERS
The free tier covers tracking, budgets, assets and utility bills on one device.
Plus adds sync, financial profiles, family access for up to three
people, statement import, bank connection, AI recognition and
investments: $2.99/month, $24.99/year or $54.99 forever.

Terms of Use: https://finlad.site/en/terms
Privacy Policy: https://finlad.site/en/privacy

Oleksii Itsekson, FOP

Additional Information