Village Banking App

Grow together. Save smarter.

Village Banking App is a simple and powerful digital solution designed for savings groups, chilimbas, cooperatives, and community-based village banking groups.

If your group currently uses WhatsApp and Excel sheets to track savings and loans, this app helps you eliminate confusion, prevent disputes, and improve transparency.

💰 Save Together with Confidence

Members can:

Record savings contributions

Track their total savings in real time

See interest earned

View loan balances instantly

No more guesswork during share-outs.

🏦 Smart Loan Management

Automatic loan eligibility calculation

Savings-based loan multipliers

Clear interest tracking (reducing method supported)

Real-time group available funds

Members always know how much they qualify for — and how much the group can lend.

👥 Built for Group Transparency

Admin-controlled approvals

Group dashboards showing total capital

Leaderboards for top savers & borrowers

Invite codes for secure member joining

Every Kwacha is accounted for.

📊 Clear Financial Overview

See:

Total group capital

Loans disbursed

Available funds

Total interest generated

Make smarter decisions as a group.

🔐 Secure & Controlled

Admin verification of records

Proof of payment uploads

Controlled member access

Subscription-based group management

Your group data stays organized and protected.

🎯 Who Is It For?

Village banking groups

Savings and loan associations

Cooperatives

Church savings groups

Workplace savings clubs

Community investment groups

Stop relying on scattered notebooks and spreadsheets.
Bring structure, clarity, and trust to your group finances.

Download Village Banking App today and grow together.

Tec Harbor ZM

Additional Information