We created Nova Money to empower the 99% to manage money like the 1%. What's their secret? The 1% manage their finances proactively, using forecasting.

Sadly, most people are stuck with mere budgeting apps like Rocket Money, Yolt, Emma, Money Dashboard, Snoop… The result? Overspending, missed financial goals, stress, and the feeling of not living life to the fullest.

That's why we're building a forecasting system with Nova, where you'll be the boss of your money and make decisions you'll never regret. Our experience includes developing $1tn forecasting models in investment banking - so we know our stuff.

Successful people like Warren Buffet, Michael Burry, Martin Lewis, Dave Ramse… think in a forward-looking way.

With Nova Money Manager & Planner, you can
🔮 See your future account balance and never run out of money
📅 Manage your bills, subscriptions and track when the next payment is due
💷 Discover what you can afford to spend this month
⏱️ Plan anything in seconds, like a money saving expert
🌟 Gain a level of confidence you've never had before

Why choose Nova Money over forecasting with spreadsheets? Nova offers a 24/7 up-to-date forecast, refreshed whenever you make a new transaction.

We offer 2 (both paid) subscription plans:
- Forecast Pro: 1-month forecast - perfect if you want to escape the paycheck-to-paycheck cycle
- Forecast Unlimited: unlimited forecast - to be the boss of your life

In our help section, you'll find guides on how to:
✅ Switch from budgeting to forecasting
📈 Create simple forecasting scenarios
🔍 Analyse your monthly cash flows
🚫 Avoid common personal finance mistakes.

While some people that YOU NEED A BUDGET, we say YOU NEED A FORECAST!

Our users say it best:
🗣️Emma: "I’ve never been that relieved when looking at my finances. Nova Money is the perfect blend of Rocket Money, YNAB, and Qapital"
🗣️Alfred: "I didn’t know what I didn’t know"

You'll feel more in control and less stressed about your future.

What’s the catch? There is no catch, you’ll just need to forget your old budgeting habits and start forecasting your life. Our support team and community of forecasters will be more than happy to answer all your questions.

Stop budgeting, start forecasting, and we can’t wait to hear how financially confident you’ll feel.

🔐 Security
Nova Money uses Open Banking to securely connect and aggregate over 🇬🇧🇮🇪 40+ banks including:
American Express, Bank of Scotland, Barclaycard, Barclays, Capital One, Chelsea Building Society, Danske, First Direct, Halifax, HSBC, Lloyds, M&S Bank, MBNA, Monzo, Nationwide, NatWest, Revolut, Royal Bank of Scotland, Santander, Starling, Tesco Bank, Tide, Transferwise, TSB, Ulster Bank Northern Ireland, Virgin Money, and Yorkshire Building Society.

📜 Regulatory Mentions
Nova Money Ltd is registered with the FCA (923683) and ICO (ZA543319).
Nova Money Ltd is acting as an agent of TrueLayer, providing the regulated Account Information Service. TrueLayer is authorised by the FCA as an Authorised Payment Institution (reference number: 901096).

Nova Money Ltd - Fintech AI Planner

Additional Information