SeraFi is the bilingual money coach built for first-generation wealth builders - en English o espanol.

Nobody taught us how money works. SeraFi changes that, without judgment and without the jargon.

YOUR SAFE-TO-SPEND NUMBER
One number that tells you what you can actually spend today - after your bills and savings are already protected. No more mental math in the checkout line.

SEE WHERE YOUR MONEY GOES
Connect your bank securely with Plaid (read-only - SeraFi can never touch or move your money) or enter your numbers manually. Tap any category to see every transaction inside.

A REAL PLAN TO GET OUT OF DEBT
SeraFi reads your balances and builds your payoff order: which card first, how much, and when you'll be debt-free. Snowball or Avalanche, explained in plain words.

CARD IQ
What nobody taught us about credit cards - statement dates, how much to use, how to avoid interest - explained with YOUR actual cards.

MEET SERA, YOUR COACH
Ask anything about your money, anytime, in English or Spanish. Real answers based on your real numbers. The questions you're embarrassed to ask? Ask them here. Sin pena.

BUILT FOR HOW YOU GET PAID
Hourly? Tips? Gigs? SeraFi plans around your LOW months, so good months become pure progress.

ALSO INCLUDED
- Emergency fund goals that actually grow
- Bill reminders and a daily check-in
- Monthly money report in plain language
- Biometric app lock
- Full app in English and Spanish - switch anytime

START FREE
7-day free trial. Connect your bank, see your number, meet Sera. Cancel anytime.

SeraFi is a financial education and coaching app. It is not a bank and does not provide licensed financial, legal, or tax advice.

Se habla dinero.

SeraFi LLC

Additional Information