Ledger is a quiet, private place to keep track of your money by hand. No bank logins. No sign-up. No ads. No algorithm deciding what you should see. Just your accounts, loans and bills in one clear, consistent format — so nothing slips.

If you've wanted a simple ledger that respects your time and your privacy, this is it.

ONE VIEW FOR EVERYTHING YOU OWN AND OWE

• Today — open the app and see what matters: cash on hand, what's due today, and the total you owe. Everything due today is listed so you can act on it.
• Accounts — keep every bank and cash balance current, each with its own colour, alongside your recent activity.
• Loans — track the balance, lender and rate of every loan, with a payoff bar showing how far you've come and when the next payment is due.
• Bills & subscriptions — every recurring charge in one list, sorted by due date, with overdue and due-today clearly marked. Weekly, monthly or yearly.
• Insights — your net position (what you own minus what you owe), your expected monthly outflow, and a plain assets-vs-debts view.

MADE FOR EVERYDAY USE

• Add anything in seconds. Create an account, loan or bill with one tap. Editing or deleting is just as quick — choose a colour, set a frequency, pick a due date from the calendar.
• 11 languages: English, 中文 (简体), हिन्दी, Español, العربية, Français, বাংলা, Português, Bahasa Indonesia, עברית, Русский — with full right-to-left layout for Arabic and Hebrew.
• 18 currencies, including USD, EUR, GBP, ILS, INR, CNY, JPY, BRL, IDR, BDT and RUB. Every amount is formatted correctly for the currency and your region.
• Dark mode that's easy on the eyes and remembers your choice.
• App lock — protect Ledger with a 6-digit PIN, kept on your device only as a secure hash, never as the digits themselves.
• Export your data to a JSON backup whenever you like, saved wherever you choose.

PRIVATE BY DESIGN — AND IT STAYS THAT WAY

• No account. Nothing to sign up for. Open the app and start.
• No bank connection. Ledger never links to a bank or payment service. Nothing is imported and nothing is sent anywhere.
• No ads. No trackers. No analytics.
• Works fully offline. Every feature works with no connection.
• Everything stays on your device. Your data lives in the app's private storage and leaves only if you export it yourself.

PAY ONCE

Ledger is a one-time purchase. No subscription, no locked "premium" features, no ads now or later. You're buying a tool that works for you and no one else.

WHO IT'S FOR

People who want to see their money clearly without handing their bank details to an app. Anyone getting back into the habit of checking in on their finances. Travellers and multi-currency households. Anyone who prefers a calm, deliberate ledger to a noisy dashboard.

Small, fast and focused. Open it, see where you stand, close it.