SpendSense is a powerful offline expense tracker and personal finance manager. All your data stays on your device — no accounts, no cloud, no internet required.

💸 EXPENSE TRACKING
- Add expenses with amount, category, date and bill photos
- Multi-select categories and custom categories with emoji
- Labels, profiles and powerful search
- Group spends with auto settlement calculation

📊 BUDGET & OVERVIEW
- Set monthly budgets with visual progress tracking
- Donut charts and category-wise breakdown
- Month-by-month spending history
- Set category limits to control overspending

📅 YEAR PLAN & FINANCE TOOLS
- Plan your entire year — income minus tax, EMIs and fixed costs
- See your exact net monthly take-home in one screen
- Tax Calculator for India, US, UK and Australia
- EMI Calculator with prepayment simulator and amortization schedule

🎯 SAVINGS GOALS
- Create savings goals and track progress visually
- Automate recurring expenses — daily, weekly or monthly
- Pick exact recurrence dates with a calendar picker

💳 DEBT TRACKER
- Track money you borrowed and money others owe you
- Record partial payments and mark debts as settled
- Set due dates and get overdue alerts
- Export debt report as PDF or CSV

🧾 BILLS & RECEIPTS
- Attach photos of bills to any expense entry
- View, zoom and manage bill images anytime

💾 BACKUP & EXPORT
- Auto-backup to Downloads/SpendSense/ after every change
- Full ZIP backup and one-tap restore
- Export spending reports as PDF or CSV

🔒 PRIVACY FIRST
- 100% offline — no internet connection ever required
- No account or sign up needed
- No ads, no tracking, no data collection
- All your data stays on your device only

SpendSense is perfect for anyone who wants to take control of their personal finances without giving up their privacy.