KnotMyDebt — Your debt-free adventure starts here.

See when you'll be debt-free in 60 seconds — no bank login, no spreadsheets, no judgement.

Whether you're juggling credit cards, a personal loan, or "just a bit of everything", KnotMyDebt turns a stressful pile of numbers into a clear, gentle plan.

WHY KNOTMYDEBT
• A real debt-free date, not a guess
• A plan that tells you what to do next
• A friendly buddy that cheers, not scolds

CORE FEATURES
• Debt-free countdown — your target date and progress at a glance
• Avalanche vs Snowball — compare both payoff paths and see the interest saved
• Lifestyle budgets — Gift, Dating, Travel, Subscriptions, and Custom, with guardrails but no guilt
• "Can I afford this?" — see how a purchase shifts your debt-free date before you buy
• Scan any statement — on-device OCR first, verified before anything is saved
• Milestones & weekly check — micro-celebrations, streaks, and a gentle weekly summary
• AI Buddy — ask anything and get one clear next step

FREE TO START
Start with your total balance and a comfortable monthly budget. The free plan includes the countdown, baseline plan, spending tracker, 5 lifestyle budgets, and 10 statement scans a month. No bank credentials, ever.

PREMIUM
Unlock the full adventure with Avalanche vs Snowball comparison, unlimited budgets, "Can I afford this?", an AI trade-off balancer, multi-profile + secret profile, encrypted cloud backup, and 50 scans a month.
• Monthly: $8.99
• Annual: $64.99 (7-day free trial)
Prices shown in USD; your store displays your local price. Cancel anytime in your store settings.

PRIVATE BY DESIGN
• Your numbers live on your device, encrypted at rest
• No bank login and no bank credentials
• Cloud backup is encrypted on-device before upload
• No ads, no data selling

EDUCATIONAL GUIDANCE, NOT FINANCIAL ADVICE
KnotMyDebt provides educational financial guidance. Projections are estimates based on the figures you enter and may not match your lender's exact terms. Always confirm with your lender or a qualified adviser.

Your first step is two numbers. Start free today.