Bank Smarter with Personalized Insights.
We created Jenius Bank with the belief that banking should work for you. We’re on a mission to help make that happen.

Award-Winning Banking
Jenius Bank was named “Best Newcomer Bank” by Bankrate and awarded “Best High-Yield Savings Account” by GoBankingRates.

All-in-One Financial View
Link all your external financial accounts, cards, and investments for a 360° view of your finances and net worth in one place.

Smarter Spending Insights
Personalized insights to help you budget and plan for the future.

Secure by Design
Your privacy and security come first. We use strong encryption and multi-factor authentication to protect your data.

Easy Transfers & Mobile Deposit
Move money simply and securely. Schedule one-time or recurring transfers to Jenius Bank or external accounts, and deposit checks on the go with mobile check deposit.

Competitive Rates
Enjoy market-leading rates on our savings accounts and low rates on personal loans.

Help Whenever You Need It
Call our 24/7 U.S.-based customer support team anytime at 844-453-6487 for questions or feedback.

That’s Jenius.

©2025 SMBC MANUBANK. All rights reserved. “Jenius Bank” and the “jeniusbank” logo are trademarks of SMBC MANUBANK.

Jenius Bank is a division of SMBC MANUBANK. Member FDIC.

Data rates and fees from your service provider may apply.

Awards are independently granted by their respective publications and are not indicative of future success or results.

FDIC Insurance up to the maximum allowed by law. Deposits at Jenius Bank and SMBC MANUBANK are combined for the purpose of calculating FDIC insurance limits.

The features, charts and graphics displayed as examples of personalized information within the Jenius Bank mobile app and online banking experience are for illustrative purposes only. Not all features will be available and will depend upon your individual finances and the external accounts you choose to link. Third-party marks are owned by their respective owners and are not sponsored or endorsed by or otherwise affiliated with Jenius Bank, a division of SMBC MANUBANK.