(NEW!) Updated ABSD and LTV limits based on MAS announcement on 05 July 2018.

- Updated BSD rates based on SG Budget 2018 announced on 19 Feb 2018.

- Now with SSD amendments announced by MAS on 10 Mar 2017!

- Now supports commercial property calculations for Progressive, Normal and Seller Stamp Duty!

- TDSR calculator now provides suggestions to fill the buyer's purchase price shortfall through pledged liquid/other assets and unpledged liquid/other assets!

SG Property Toolkit PRO is a comprehensive private property calculator developed primarily for property agents in Singapore. It comes with a progressive payment calculator for new launches, normal payment calculator for resale properties, rental yield calculator for landlords, stamp duty calculator for buyer, seller and tenancy, TDSR calculator for affordability check and a property tax calculator. Every calculator you need to meet all your different clients' needs.

* PRO only:
- Progressive and Normal Payment calculation for Commercial properties
- Seller Stamp Duty calculator for Commercial properties
- Property tax calculator for owner-occupied, non-owner occupied and commercial/ industrial properties
- Provide suggestions to fill TDSR shortfall through pledged liquid/other assets and unpledged liquid/other assets
- No Ads: Less mobile data usage. More screen space. No distractions.

Progressive Payment Calculator
- (New) Supports both Residential and Commercial property types
- Based on property's purchase price, loan term, annual interest rate, number of properties owned and residency of applicants.
- Supports Singles, Joint (Married) and Joint (Not Married) purchase types.
- ABSD is included in the calculation results.
- Input CPF and cash on hand to get an indication of client's surplus/shortfall or input CPF amount only to know how much cash is needed
- Monthly repayment amount listed based on payment stages
- Share the calculation with your client via email (ensure that you have an email account set up locally on your device)

Normal Payment Calculator
- (New) Supports both Residential and Commercial property types
- Based on property's purchase price, loan term, annual interest rate, number of properties owned and residency of applicants.
- Supports Singles, Joint (Married) and Joint (Not Married) purchase types.
- ABSD is included in the calculation results.
- Input CPF and cash on hand to get an indication of client's surplus/shortfall or input CPF amount only to know how much cash is needed
- Share the calculation with your client via email (ensure that you have an email account set up locally on your device)

Rental Yield
- Based on property's purchase price, agent fee, property tax, renovation cost, monthly rent and monthly maintenance.

Stamp Duty
- Based on property value, type of purchase - Singles, Joint (Married) and Joint (Not Married), residency of applicants and number of properties owned
- Supports Buyer, Seller (Residential & Commercial) and Tenancy stamp duty
- Buyer's stamp duty includes ABSD breakdown

TDSR (Total Debt Servicing Ratio)
- Based on monthly fixed income, variable income, rental income, liquid assets and other assets with pledging options, car loan, mortgage loan, credit cards and other loans
- Support for up to 2 borrowers with income weighted average age (IWAA). Now with LTV, possible purchase price and estimated minimum cash down payment

Property Tax (PRO only)
- Based on property's AV (Annual Value) and occupation status (owner-occupied, non-owner occupied, commercial/ industrial)

***** One-time price. Lifetime usage. Get your copy today! *****

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For feedbacks and suggestions, please contact us at support@twelvetech.sg. If you have any features that you'd like to see in the next update, get in touch with us too!