Welcome to the Enhanced Saraswat Bank Mobile Banking App

Enjoy secure, smart, and seamless banking—anytime, anywhere—with the all-new Saraswat Bank Mobile App.

Secure & Instant Access
Log in effortlessly using biometric authentication or a 4-digit PIN. Your security is our top priority.

Quick & Easy Fund Transfers
Transfer funds instantly within Saraswat Bank or to other banks via IMPS, NEFT, and more. Block debit services instantly to prevent fraud.

All-in-One Dashboard
Track account balances, deposits, credit card dues, and utility bills—all in one place.

Open Deposits
Start Fixed or Recurring Deposits with just a few taps.

Complete Card Management
Apply for debit or credit cards, manage limits, pay bills, and block or hotlist lost/stolen cards—right from your mobile.

Bill Payments & Recharges
Pay for electricity, gas, DTH, and mobile services instantly. Set up auto-payments for recurring bills.

Advanced Security Features

Device registration: Access allowed only from your trusted device

SIM verification: Works only with your registered mobile number

Real-time security (RASP): Prevents screen mirroring, remote access, and data leaks

Getting Started is Easy
Ensure your registered SIM is in your device, SMS services are active, and you have your debit card or net banking credentials for one-time setup.

Smart Banking Tools

One-Touch Share: Instantly share payment receipts

Favourites: Save frequent transactions for quick access

More Services at Your Fingertips
Download interest certificates, apply for loans or credit cards, and buy insurance—all within the app.

GOMO NxT Mobile Banking Features

Fund Transfers

24x7 instant fund transfers via IMPS

Transfer within your own accounts, within Saraswat Bank, or to other banks

Transfer using mobile number, account number, RTGS/NEFT/IMPS

Schedule NEFT transfers for a future date and time

Account Management

Check balances, view recent transactions, and download statements

Search and manage saved beneficiaries

Add or delete payees easily

Deposits & Loans

Create and manage Term/Recurring Deposits

Premature closure of deposits

View interest rates

View loan account details and download statements

Open Overdraft (OD) account online

Debit Card Services

Generate digital debit card

Block/unblock card

Reset PIN

Use cardless cash withdrawal

Value-Added Services

Search IFSC codes

Locate Saraswat Bank branches or ATMs

Request chequebooks

Check cheque status or stop payment

Receive statements via email

Update your email ID

One-Click Financial Services

Apply for ASBA (Applications Supported by Blocked Amount) for IPOs

Invest in mutual funds

Buy insurance policies instantly

Complete KYC/Re-KYC online in just a few steps