Pocket Watch — Personal Finance & Ledger, Reinvented

This is the personal finance app you didn’t know you actually needed yesterday.

Pocket Watch helps you take complete control of your financial life with clarity, precision, and ease. Built for individuals, freelancers, creators, households, and anyone who wants a modern and simple way to manage money.

You might just be saying goodbye to budgeting spreadsheets — like, forever. Whether you link your bank or prefer manual bookkeeping, Pocket Watch adapts to you.

**Key Features**
***The Quadrants Home

Your finances—beautifully organized:

- Net Worth
- Budgets
- Banks & Transactions
- Actuals (Income Streams & Statements)
- Chart of Accounts
- General Journal
- Bill Calendar
- Receipt Scanner

Everything is a swipe away.

*** Budgets That Build Themselves

Pocket Watch analyzes your spending and helps you auto-create your first budget in seconds.
Prefer total control? Build your budget manually—down to each category and period.

*** Financial Clarity, At Every Level

Net Worth Tracking
- Live calculation across all assets and liabilities.

Actuals
- A powerful income tracking system for understanding where your money truly comes from (and where it's actually going).

Balance Sheets & Ledger Tools
- Inspired by professional accounting, simplified for real people.

*** Bank Syncing (Optional)

Securely link your bank accounts to automatically import and categorize transactions.

Prefer cash or unlinked accounts?

Use Pocket Watch’s built-in Receipt Scanner:

Snap a photo → Pocket Watch extracts the amount → You assign it anywhere in your books.

Perfect for users without bank connections.

*** Bill Calendar

A visual financial calendar showing all upcoming bills—recurring or one-time.

*** Full Bookkeeping System (For Everyone)

Pocket Watch includes:

- Double-entry journal
- Chart of Accounts
- Reconciliation screen
- Transaction rollups
- Audit trails
- Bulk archive & unarchive tools

It’s like having a personal accountant—powered by a clean, modern UI.

*** Security You Can Count On

Pocket Watch uses modern encryption, strong access control, and biometric locking.

Only you (and anyone you intentionally authorize through support) can access your data.

*** Pocket Watch Beta (Limited)

The first 350 beta users receive a one-time lifetime price of $1.69 after the free 7-day trial.

All other users receive the standard subscription options.

(Availability is based solely on seats and depends on whether Beta Mode is active.)

*** Subscription & Pricing

All users start with a free 7-day trial.
After that, options include:

$5.99 / month — Pocket Watch Personal

$10.99 / month — Pocket Watch Independent

$1.69 lifetime (beta users only, when available)

Subscriptions are charged to your Pocket Watch account and auto-renew unless disabled.

*** Support & Help Center

Pocket Watch includes a built-in Help Desk with answers and guides.
You can also contact support anytime from inside the app.

**Built by Real Creative Tech, Inc.**

Pocket Watch and Books Breezy are part of the Breezy Suite — premium financial tools powered by Flutter and built for modern life.

“What’s New” for Version 1.0.0+13 (Beta) — Major Stability, Security & Feature Enhancements

Crashlytics & Performance Monitoring fully enabled for real-world stability insights
New: Archives screen for managing archived Accounts & Journal Entries
Bulk archive/unarchive for Accounts and Journal Entries
Beta Founder System added — first 350 users can join the Founder tier
Enhanced Reconciliation (beginning balance tracking, cleared totals for books vs bank feed)
Secure Vault improvements (encrypted secure-notes storage)
Step-Up Authentication expanded (banking actions, books, biometrics, lock changes, secure note unlock)
UI polish in Quadrants, Bills, COA Tabs, and Onboarding
Performance improvements & bug fixes across the whole app

Thank you to all our early beta founders! Your feedback continues to shape Pocket Watch.