Compound Interest Professional is a powerful calculator for SIP, FD, mutual funds,
lumpsum investing, withdrawals, and long-term wealth planning.
Use precise compound-interest math to estimate future value, monthly SIP amount,
required return, investment duration, and retirement withdrawals — all with clear charts.

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◆ Core Features
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● Future Value (FV) – SIP, Lumpsum, FD
Enter your lumpsum amount, monthly SIP, expected return (p.a.), and investment period.
Instantly see the maturity value for SIPs, fixed deposits (FDs), mutual funds, PPF-style
long-term savings, and retirement goals.

● SIP Amount / Monthly Investment
Set a target corpus and calculate how much you need to invest each month.
Works for SIPs, mutual funds, NPS Tier-1/Tier-2 contributions, and recurring savings.

● Withdrawal Simulation
Plan retirement or FIRE withdrawals:
Find how long your corpus will last if you withdraw monthly, or calculate the safe withdrawal amount.

● Time Needed (Investment Duration)
Based on your SIP, lumpsum, and expected return, estimate how many years it will take
to reach your goal.
Ideal for long-term planning, education funds, and wealth-accumulation timelines.

● Required Return (CAGR)
Enter target amount, SIP/lumpsum, and time period.
The calculator shows the CAGR required to hit your goal.

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◆ Visual Charts & High-Precision Engine
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● Track principal, interest, and total balance using interactive graphs
● Monthly/Yearly compounding supported
● High-precision fixed-decimal calculation — no rounding drift even in long horizons
● Works for SIPs, lump sum, FDs, NPS, PPF, mutual funds, and retirement planning

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◆ Who Is This For?
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● SIP and mutual fund investors
● People comparing SIP vs FD vs lumpsum returns
● NPS/PPF contributors planning long-term wealth
● Students and professionals learning compounding and CAGR
● FIRE (Financial Independence) planners
● Anyone wanting clear, data-driven insights for financial goals
● Investors tracking retirement corpus, education funds, or monthly withdrawals

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◆ Example Scenarios
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“If I invest ₹5,000 per month for 20 years at 10% return, what will I get?”
“How much will a ₹1,00,000 FD grow in 5 years at 7% interest?”
“How long will ₹10,00,000 last if I withdraw ₹25,000 monthly?”
“What CAGR do I need to reach ₹50,00,000 by age 55?”
“What SIP amount is required to reach my target corpus in 15 years?”

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◆ Notes
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This app is a financial calculator, not investment advice or a recommendation for any product.

Terms of Use:
https://cicalc-74e14.web.app/en/info#terms

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◆ Keywords (natural contextual list)
SIP calculator, FD calculator, mutual fund calculator, lumpsum calculator,
compound interest India, NPS returns, PPF returns, retirement planning,
CAGR calculator, EMI planning, wealth creation, FIRE India