# Ddhaar Khata – Simple Personal Udhaar & Khata Manager

Ddhaar Khata is a simple and easy-to-use app for keeping track of your personal udhaar (money lent) and khata (money borrowed) records. Manage customers, record transactions, and always know your current balance—all from one place.

Designed with a clean interface and offline-first storage, Ddhaar Khata helps you organize your personal records without unnecessary complexity.

## Key Features

• Add and manage customers
• Record money given (Diya) and money received (Liya)
• Automatic balance calculation
• View complete transaction history
• Search customers quickly
• Edit or delete customers and transactions
• Share transaction summaries via WhatsApp, SMS, or other apps
• Light, Dark, and System themes
• Fast and simple Material Design interface
• Offline storage—your data stays on your device

## Why Choose Ddhaar Khata?

✓ Simple and user-friendly interface
✓ Works without an internet connection
✓ No account registration required
✓ Quick customer search
✓ Automatic balance updates
✓ Secure local storage

## Privacy

Your customer and transaction data is stored locally on your device. The app does not require an account to use its core features.

## Disclaimer

Ddhaar Khata is a personal record-keeping application only.

This app is **NOT**:
• A lending platform
• A bank or financial institution
• A loan provider
• A payment service
• A money transfer service
• A credit scoring service

The app does not provide loans, facilitate financial transactions, or offer financial advice. Users are solely responsible for the records they create and maintain within the app.

Thank you for choosing Ddhaar Khata to manage your personal udhaar and khata records.