Kashlet is the Nigerian fintech app that brings your everyday money life together —
ajo savings circles, crypto trading, P2P money tools, airtime, data, electricity,
cable TV, and more. All in one place.

AJO / ESUSU SAVINGS CIRCLES
Nigeria's oldest savings tradition, now digital and secure.
Join or create a rotating savings group where every member contributes each cycle
and one person collects the full pool per round — until everyone has collected.
Transparent, automatic, and trusted.
Choose from platform-managed circle templates:
- Weekly circles — small, fast-paced savings
- Monthly circles — steady, structured savings
- Salary Earner circles — for verified salary earners only
- Business Owner circles — for CAC-registered business owners
- Crypto circles — contribute and collect in USDC stablecoins
Or create your own circle with custom rules — your amount, your members, your schedule.

PEER-TO-PEER (P2P) MONEY TOOLS
Three ways to move money between people you know:
CrowdFund — Raise money from friends, family, or the public. Share your link on
WhatsApp, anyone can contribute any amount. Great for school fees, rent, medical
bills, or any personal need.
BillSplitter — Split a fixed bill equally across however many people. You set the
total and the number of slots — each person pays their equal share. Perfect for
aso-ebi, group trips, house expenses, or any shared cost.
PayBack — Request a soft loan from people you trust. Set the amount and a
repayment date. Contributors decide based on your relationship. No bank, no
collateral — just your word.

RECHARGE & BILL PAYMENTS
Pay everything without leaving the app:
- Airtime — MTN, Airtel, Glo, 9mobile
- Data bundles — all major networks
- Electricity — all DISCOs across Nigeria
- Cable TV — DSTV, GOtv, Startimes

CRYPTO TRADING
Buy and sell Bitcoin, USDT, and more — directly with naira.
Fast rates. No hidden fees. Instant settlement.

EARN AS YOU GO
- ₦1,000 bonus when you join your first savings circle
- ₦5,000 bonus on your first crypto trade
- ₦1,000 for every friend you refer who joins a circle or trades

VERIFIED & SECURE
Full KYC identity verification. Bank-grade security. Your money is protected.
Whether you call it ajo, esusu, adashi, or contribution —
Kashlet is built for Nigerians who save smart, spend smart, and grow together.
Download free. Start today.