OnLink is the simplest way to send, hold and exchange money across Kenya and beyond — at the real exchange rate, with no hidden fees.

Open an account in minutes, hold multiple currencies in one place, and move money to M-PESA, any local bank or internationally by SWIFT. Every transfer shows you exactly what you pay before you confirm.

WHY ONLINK

• Real exchange rates — we use the live mid-market rate with no hidden markup. See the rate before every exchange.
• No hidden fees — clear, upfront pricing on every transaction.
• Money in minutes — local transfers arrive fast, not in days.
• One app for everything — send, receive, exchange, deposit and pay bills in a single place.

SEND MONEY, YOUR WAY

• M-PESA — send and receive instantly, the way Kenya moves money.
• PesaLink & bank transfers — pay any local bank account directly.
• International (SWIFT) — send across borders when you need to.
• Pay bills and paybills straight from your balance.

MULTI-CURRENCY ACCOUNTS

• Hold KES, USD, GBP, EUR and more in one account.
• Exchange between your own currencies at the real rate, with no exchange fee.
• Personal and business accounts to match how you spend and get paid.

STAY IN CONTROL

• Real-time alerts for every transaction.
• Track your full activity and balances at a glance.
• Two-factor authentication, encryption and secure sign-in built in.

BANK-GRADE, REGULATED

OnLink is a financial technology company, not a bank. Banking services are provided by our partner Choice Bank, which is licensed and regulated by the Central Bank of Kenya. Your money is held with a regulated banking partner.

WHO IT'S FOR

Whether you're sending money home, paying suppliers, getting paid from abroad, or running a business that deals in more than one currency, OnLink gives you real rates, low fees and a clear view of every shilling.

Download OnLink and start moving money the smarter way.

Questions? Email hello@onlink.africa or visit www.onlink.africa.