Know your spendable balance at a glance - no more guessing, no more fights.
Halfsies splits your joint bank account into three virtual accounts: Yours, Mine, and Ours - so you always know exactly what you can spend.

INDEPENDENCE WITHIN YOUR SHARED ACCOUNT

Each virtual account has its own balance, transactions, and budget - where you can create stashes (digital envelopes) for expenses, goals, and savings. Halfsies makes it clear what money belongs to you, your partner, and shared.

SMART AUTOMATION THAT DOES THE WORK FOR YOU

Generate budgets instantly: Halfsies analyzes your recurring transactions and past spending to build an intelligent budget just for you—it’s fast, accurate, and feels like magic.

Fully Automatic Funding: When your paycheck deposits, Halfsies auto-funds your stashes according to your budget. Meaning no manual transfers or tedious mental math on your part.

Transaction Sorting: New transactions are automatically covered by their affiliated stash to cut out the busywork.

Square Up: Fix overfunding and underfunding with the push of a button to uncover extra cash hiding in your budget, giving you a perfectly aligned budget in seconds.

FLEXIBILITY FOR EVERY BUDGETING STYLE

Your partner joins free: Invite your partner at no extra cost. They can link their own bank accounts into your household for a complete combined picture.

Credit Card Integration: Attach your credit cards to any virtual account. Transactions flow in automatically, and your Spend amount instantly updates as your debt changes.

Budget your way: Budget your bank accounts independently or together - it’s completely up to you.

Split any transaction: Divide any expense between you and your partner instantly using the cash within your joint account - no running tabs, no “IOU’s,” no hassle.

Organized categories: Group your stashes into custom categories for a cleaner, clearer budget that makes sense.

Privacy controls: Choose whether your personal budget is hidden or visible to your partner. Perfect for couples who want privacy, transparency, or a mix of both.

Intra-account transfers: Send money to your partner anytime from a virtual account or stash. You can even set transfers to recur automatically.

SUBSCRIPTION & TRIAL

Halfsies requires a subscription to use. All new users receive a free 7-day trial on our Sapling Tier so you can explore every feature, set up your budget, and see how Halfsies works for you before committing.

PRIVACY & SECURITY

We take data security and your privacy very seriously. We use bank-level AES-256 encryption at rest and TLS (Transport Layer Security) in transit to ensure your data is always safe.

Privacy Policy: https://www.halfsiesbudgeting.com/privacy
Terms of Service: https://www.halfsiesbudgeting.com/terms