Kist shows you where you actually stand — your whole financial picture in one calm, private place. Connect your banks once and Kist keeps your net worth, spending, bills and subscriptions up to date. No ads. No tracking. It can never move your money.

WHAT MAKES KIST DIFFERENT

The Campaign — getting your money in order, turned into a quest. Ten chapters drawn from your real finances: decide on the subscriptions you've been ignoring, face the prices that crept up, break your smallest card, build a cushion. Each one is a goal you can actually finish, and you earn progress as you go.

Net worth that explains itself — Kist doesn't just show the line move, it tells you why: what you saved, what debt you paid down, and what was simply the market moving.

EVERYTHING IN ONE PLACE

• Net worth, in full — every account and every debt, totalled, with history that goes back years, not to the day you installed.
• Multi‑currency — each account shows in its own currency; your totals convert to whichever one you choose.
• Spending that adds up — by category and month, with transfers and card payments excluded, so the number is honest instead of double‑counted.
• Bills & subscriptions — found for you and grouped, with a calendar of when they land and a flag when a price quietly goes up.
• What your money cost you — every fee and interest charge, totalled for the year.
• Duplicate‑charge alerts, price‑increase alerts, and a guide to cancel what you don't want that watches to confirm the charge actually stopped.
• Personal inflation — what a shop used to cost you versus what it costs now, from your own receipts.

PRIVATE BY DESIGN

• Read‑only. Kist connects through Plaid and can see balances and transactions — it can never move money, and it never sees your bank username or password.
• No ads. No analytics SDK. No tracking. Nothing sold, ever.
• Biometric lock, and delete your account and all your data from inside the app.

Kist is a personal net‑worth tracker, not a bank. Bank connections are read‑only and aggregated via Plaid.