Loan Buddy is a free EMI calculator for India: enter the amount, interest rate and tenure — and your monthly EMI, total interest and full repayment schedule appear instantly.

WHAT IT CALCULATES
• Monthly EMI for any amount, rate and tenure from 6 months to 30 years
• Total interest and total payable over the whole tenure
• Month-by-month repayment schedule with the principal and interest split
• How a shorter tenure or a lower rate changes your monthly payment

ONE APP FOR EVERY BORROWING DECISION
Use it as a personal loan EMI calculator before an application, as a home loan EMI calculator when planning a property purchase, or as a car loan EMI calculator right at the dealership. The same maths works as a bike loan EMI calculator and a gold loan calculator — any amount, any bank or NBFC rate, education and business finance included.

WHY CHECK YOUR EMI FIRST
Two offers with the same monthly instalment can differ by thousands of rupees once total interest is counted. This EMI calculator app shows the full cost before you sign: change the amount, move the rate, shorten the tenure and watch the totals update in real time. Most borrowers compare monthly figures and never see the totals — that is exactly where money leaks.

PLAN YOUR MONTHLY BUDGET
An instalment is a commitment for years, so it has to fit between rent, school fees and daily spending. Type in a figure and see at once whether it leaves room in your budget. Test different scenarios freely — nothing is submitted anywhere, and you can rerun the numbers as many times as you like before talking to a bank.

SIMPLE AND PRIVATE
• Results on one screen: EMI, interest, total, schedule
• No sign-up, no account, no documents
• Clean interface, quick keypad, instant recalculation
• Made for first-time borrowers and experienced ones alike

HOW TO USE
1. Enter the amount you plan to borrow
2. Set the interest rate offered by your bank or NBFC
3. Pick the tenure in months or years
4. Read your EMI, total interest and amortization schedule

IMPORTANT — PLEASE READ
Loan Buddy is a calculator and planning tool only. It does NOT provide loans, does not lend money and is not a lender, loan app or finance provider. It collects no documents and processes no applications. All results are estimates that help you plan.

Download Loan Buddy — the loan EMI calculator that shows the real cost of borrowing before you commit.