Stash AI is your intelligent money companion — two AI coaches, budgets that follow your payday, and a straight answer about what you can actually afford.

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🤖 TWO AI COACHES
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Atlas (warm, in your corner) and Solon (stern, anti-impulse) know your budget cold and answer in seconds. Ask "can I afford this?" and get a real answer instead of a lecture. 5 free messages a day across both coaches, unlimited with Stash Pro.

🎙️ Rather talk it out? Call Solon and argue with him out loud. One free call in your first week, unlimited on Pro.

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📸 ADD SPENDING IN SECONDS
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Snap a receipt and Stash reads it. Import a PDF or CSV statement — or even a screenshot from your banking app — and it sorts the transactions for you. Add accounts and cards by hand in a few taps. No bank login needed.

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🎯 BUDGETS AROUND YOUR PAYDAY
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A daily Safe-to-Spend number spread across YOUR pay cycle, not a calendar month. Category alerts before you overspend rather than after. A forecast of what is coming, and a runway showing how many days your cash actually lasts.

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💸 SPLIT BILLS WITHOUT THE AWKWARD BIT
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Split a bill any way you like, send a link, and let Stash do the chasing. Friends need no Stash account. One tap opens their own payment app — PayPal, Monzo, Revolut, Wise or Cash App — with the amount already filled in, and they can attach a photo as proof. Settled in cash? Mark it paid. Multi-currency throughout.

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📊 THE WHOLE PICTURE
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• Subscriptions and recurring bills, found automatically
• Goals and Pots, to lock money away for what matters
• Debts and overdrafts tracked in one place
• Net worth over time
• A what-if simulator — try a decision before you make it
• Shopping lists

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🌍 WHEREVER YOU ARE
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11 currencies — GBP, EUR, USD, CAD, AUD, NGN, AED, TRY, OMR, EGP and GMD — and 8 languages: English, Arabic, German, French, Spanish, Italian, Dutch and Turkish.

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🔒 STASH NEVER TOUCHES YOUR MONEY
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Stash is a tracker and a coach, not a bank. It never holds, moves or takes your money — when a payment is due, it simply hands you off to your own banking app.

Stash Pro unlocks unlimited coaching and unlimited calls with Solon.