Spendiary helps you plan your money with less stress and understand your habits with simple visual insights. It's a personal budget expense tracker designed to be simple, flexible, and give you a clearer view of your finances.

Build a Budget That Fits You
This flexible budget expense tracker lets you create a plan that feels like your own, not a spreadsheet.
Organize your money around what matters.
• Create custom groups for Bills, Loans, Goals, or Everyday Spending for total clarity.
• Add individual budget items like Rent, Groceries, or a Holiday Fund to track specifics.
• Separate your spending into needs and wants to better understand your priorities and habits.
• Track all your subscriptions and recurring bills in one place so nothing is a surprise.
• Set up specific savings goals and visually follow your progress toward achieving them.
• Use custom budget cycles that match when and how you get paid, not a rigid calendar.

Log Spending in Seconds
Manually logging transactions helps you stay aware of your habits, and our Quick Log makes it fast and easy to build your money diary.
• Quickly record spending, income, or account transfers as they happen in just a few taps.
• Assign transactions to a budget item immediately or save them to organize later when you have time.
• Add recurring expenses and payments to automate your tracking and save time each month.
• See upcoming due dates on your dashboard so you can plan ahead and avoid late payments.
• This intuitive method makes it a budget expense tracker you will actually stick with.

See Everything in One Place
Your customizable Today dashboard brings all your important financial information together through configurable widgets, giving you a complete overview.
• See your total monthly spending and how much money you have left at a single glance.
• Keep track of all upcoming payments, bills, and subscription due dates on your dashboard.
• Monitor your progress toward your savings goals and debt repayment plans.
• View all your account balances, including checking, savings, cash, and credit cards.
• Choose which account balances are included in your budget overview for more control.
• Track money you have reserved for specific goals to ensure it is not spent elsewhere.

Gain Clear Financial Insights
Our budget expense tracker provides simple, visual reports to help you understand your financial habits without needing to be an expert accountant.
• Get clear breakdowns of your spending patterns by category, need versus want, and more.
• See exactly how much your monthly and yearly subscriptions are costing you over time.
• Use the debt payoff calculators and interest simulators to create a powerful repayment strategy.
• Follow your savings goal progression with helpful tips and motivational visuals along the way.
• Spendiary Plus unlocks even more powerful insight modules to deepen your understanding.

Your Money, Your App
Personalize the app to make it feel like your own, and rest assured that your financial data is kept private
and secure on your device.
• Choose from a variety of themes, colors, and icons or add your own photos for a personal touch.
• Adjust text sizes and switch between a comfortable light or dark mode for easy viewing.
• Manage your finances in multiple currencies, perfect for travel or international accounts.
• Your core financial information is stored locally on your device by default, ensuring your privacy.
• Use manual exports, imports, and automatic local backups to safeguard your financial data.

Spendiary is for anyone who wants a clearer view of their money without turning it into a complex task.

This budget expense tracker offers enough structure to be useful while staying flexible for your life.

Turn everyday spending into a clear money diary.