Stop wondering where your money went.
Coinova is the modern personal finance app for people who want to actually understand their spending, hit savings goals, and travel without blowing the budget.

Built for everyday humans, not accountants.

🌟 WHAT YOU CAN DO

• TRACK every expense and income with one tap. Recurring bills auto-generate so you never forget a subscription.

• BUDGET monthly per category. The Smart Insights widget tells you exactly when you've overspent and forecasts the rest of the month.

• SAVE toward goals — vacation, emergency fund, new laptop. Coinova celebrates milestones at 25%, 50%, 75%, and 100%.

• TRAVEL TRACKER for trips abroad. Each trip gets its own currency, budget, and expense book. No more mental math at the hotel front desk.

• CARDS WALLET stores your credit and debit card details, fully encrypted on device. Biometric or PIN unlock required to reveal — clipboard wipes itself after 30 seconds.

• BUDGET ALERTS, BILL REMINDERS, AND WEEKLY SUMMARIES delivered as native notifications, only when you actually need them.

• DAILY EXPENSE REMINDER (optional) — a gentle nudge at 8 PM to log what you spent today.

• OFFLINE FIRST. Add transactions on a plane, in a tunnel, anywhere. Everything syncs the moment you're back online.

• MULTI-DEVICE SYNC. Sign in on your phone and tablet — entries appear instantly across both.

🔒 PRIVACY YOU CAN TRUST

• Card numbers and CVVs are AES-256-GCM encrypted on your device. Encryption keys live in the Android Keystore — they never leave your phone, and we never see them.

• Optional backups can be password-protected with PBKDF2 + AES-256. Forget the password and not even we can recover it.

• Lock the entire app behind a 4-digit PIN and biometric authentication.

• No ads. No data sales. No third-party tracking SDKs. Just you and your money.

🌍 GLOBAL READY

• 60+ currencies supported
• Configurable week start (Sunday, Monday, or Saturday — auto-detected from your region)
• Custom categories and tags
• Localized number and date formatting

💡 WHY COINOVA?

Most finance apps are either bloated banking aggregators that demand read-access to your bank accounts, or stripped-down trackers that miss the features you actually need.

Coinova is the middle ground — powerful enough to replace your spreadsheet, simple enough to use every day, private enough that you don't have to think twice.

No ads. No subscriptions. No paywalls. No hidden upsells.

✉️ Built by indie developers at Adverge Studio.
Questions, feedback, or feature requests: hello@advergestudio.com
Privacy: https://advergestudio.com/coinova/privacy/
Terms: https://advergestudio.com/coinova/terms/

KEYWORDS: budget app, expense tracker, money manager, spending tracker, savings tracker, savings goals, financial planner, finance app, money tracker, bill reminder, subscription tracker, travel budget, currency converter, daily expense, personal finance, offline budget app, private finance app, no ads finance app