Kial brings your whole financial life into one calm, beautiful app — and it's as simple or as powerful as you want it to be. Log an expense in seconds with nothing but an amount, then add categories, merchants, budgets, savings, and recurring bills only if and when you want them. Simple by default, as rich as you need.

Money management that finally feels modern: fast, elegant, and built around how you actually live. Track what you earn and spend, see exactly where your money goes, and make the whole thing your own.

JUST SAY IT — THE VOICE ASSISTANT
Talk to Kial instead of typing. Say "add 150 at the store," "I got paid today," "put 500 into my trip fund," or "I pay rent every month," and it fills in the entry for you — always editable before you save.
And you can ask it things: "how much have I spent this month?", "where do I spend the most?", "what are my biggest expenses?", "how are my savings going?" It answers from your own data, on the spot.

SIMPLE TO START, POWERFUL TO GROW
- Log an expense with just an amount — no required fields, no friction
- Add categories, merchants, and notes only if you want them
- More depth is always there when you need it, never forced on you

ALL YOUR MONEY, ONE APP
- Track income and spending together — what comes in, what goes out, what's left
- See spending by category, merchant, and day
- Budgets, savings goals, and recurring bills, all in one place

YOUR ACCOUNTS & CARDS
- Create your accounts — cash, bank, credit cards — and watch real balances
- See your net worth at a glance
- Move money between accounts, and pay a card in two taps
- Credit cards done right: limit, utilization, and statement & due-date reminders

A DASHBOARD THAT'S TRULY YOURS
Build your home screen from a library of 31 widgets — net worth, account balances, top categories, spending activity, upcoming bills, savings progress, no-spend streaks, and more. Arrange the view that actually matters to you.

IMPORT YOUR BANK STATEMENT
Start with your history instead of an empty app. Bring in a statement as a PDF, a few screenshots, or a CSV, and Kial reads every transaction and lists them for review before anything is saved. Password-protected PDFs work too. Keep what you want, and one tap undoes the whole import.
No bank login and no connection to your bank — just a file you already have.

SCAN A RECEIPT
Point your camera at any receipt and Kial reads the merchant, items, totals, and date for you — no typing required.

BUDGETS THAT STICK
Set budgets for one category, a group of them, or your whole month, and follow your progress with clear, friendly gauges.

SAVINGS GOALS
Set a goal, give it a target, and see exactly how close you are each month.

NEVER MISS A BILL
Add recurring expenses and income so subscriptions, rent, and paychecks are always accounted for.

TAGS, YOUR WAY
Label any expense or income with your own tags — a trip, a project, a person — and filter by them whenever you want.

BEAUTIFUL IN EVERY DETAIL
- Works in 47+ currencies
- Gorgeous light and dark themes
- Available in 8 languages
- Optimized for phones and tablets
- Fast, smooth, and built to feel native

Kial is your everyday expense tracker and personal finance app — daily spending, budgets and savings in one place, without a spreadsheet or a paper notebook. Snap a receipt or just say it out loud, and it's logged.

Private by design — we never sell your data, and your financial information stays yours.

Free to download, with no ads. Open Kial and see your money clearly.