Take control of your money with Envelopes: Cash Budget Wallet — a simple, private, and powerful digital cash envelope budgeting app designed to help you organize your spending, manage budgets, and build better financial habits.

Whether you're looking for an easy expense tracker, a reliable budget planner, or a modern cash envelope budgeting system, Envelopes: Cash Budget Wallet gives you the tools to stay organized without connecting your bank account.

✉️ Digital Cash Envelope Budgeting

Create virtual cash envelopes for your everyday spending and always know where your money goes.

• Create unlimited envelope categories for Groceries, Rent, Shopping, Entertainment, Utilities, Transportation, Healthcare, Education, and more.
• Set spending limits for every envelope.
• Track remaining balances with clear visual progress indicators.
• Monitor Healthy, Warning, Critical, and Over Budget states.
• Move money between envelopes whenever your spending priorities change.

💰 Expense Tracker & Money Manager

Record your daily finances in just a few taps.

• Add income, expenses, and transfers.
• Organize transactions by category and account.
• Search and filter transaction history.
• View financial summaries and spending insights.
• Understand where your money is being spent.

💳 Cash Wallet & Account Manager

Manage multiple financial accounts from one place.

• Cash Wallet
• Bank Accounts
• Credit Cards
• Digital Wallets

Balances update automatically as you record transactions, helping you maintain an accurate view of your finances.

📅 Bills & Subscription Tracker

Never lose track of important payments.

• Create recurring bills.
• Track due dates.
• Mark bills as paid.
• Stay informed about upcoming expenses.

💼 Business Partner Ledger

Switch to Business Mode to manage customer and vendor records separately from your personal finances.

• Track money lent and borrowed.
• Record received and paid amounts.
• Maintain partner balances.
• Store contact information, bank details, and payment notes locally.

📊 Reports & Budget Insights

Understand your financial habits with easy-to-read reports.

• Category spending summaries.
• Income and expense analysis.
• Budget performance.
• Financial overview.
• Visual charts for better decision making.

🔐 Private, Secure & Offline

Your financial information stays under your control.

• Core budgeting features work completely offline.
• Local Room database storage.
• Optional PIN lock for additional privacy.
• No bank account connection required.
• Your budgeting data remains on your device.

💾 Backup & Restore

Protect your financial records with built-in backup tools.

• Export your data as JSON.
• Restore previous backups whenever needed.
• Keep your budgeting history safe while changing devices or reinstalling the app.

📄 PDF Reports

Generate professional PDF reports for your financial records.

• Export account statements.
• Share reports when needed.
• Maintain organized financial documentation.

🎨 Personalize Your Experience

Customize the app to match your preferences.

• Multiple beautiful themes.
• Light and Dark Mode.
• Currency customization.
• Language selection.
• Material Design 3 interface.

⭐ Why Choose Envelopes: Cash Budget Wallet?

• Digital Cash Envelope Budgeting
• Expense Tracker
• Spending Tracker
• Budget Planner
• Cash Budget Wallet
• Money Manager
• Wallet Manager
• Budget Categories
• Bills & Subscription Tracker
• Business Partner Ledger
• Backup & Restore
• PDF Report Export
• Offline Budget Manager
• Secure PIN Lock
• Modern Material Design 3

Start building smarter financial habits with Envelopes: Cash Budget Wallet. Organize your spending, stay within your budget, and confidently manage your money with a simple, secure, and easy-to-use digital cash envelope budgeting system.